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单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,Unit 11 Insurance,保 险,Insurance policy 保险单,Insurance policy is an official document evidencing the acceptance of the insurance covering by the insurer of the cargo under carriage during a specified voyage and also a formal contract concluded between the insurer and the insured.,The insurance value 保险金额,The insurance value is calculated as:cost of goods+amount of freight+insurance premium+a percentage of the total sum to represent a reasonable profit on sale of the goods.,The premium 保费,The premium charged for the insurance policy is calculated according to the risks involved.A policy which protects the holder against limited risks charges a low premium,and policy which protects against a large number of risks charges a high premium.,insure vt.inu,1.,为,保险,投保,An insurance company will insure your life.,保险公司可以给你保寿险。,Please insure it for 40 dollar.,请给它保险,40,美元。,2.保证,确保(=ensure,guarantee),sb.+sth.(保证某人获得),Your help insured us the success of our business?,sb.Against保证某人防止,His insurance him against money loss in case of fire.,that,Letter 1 Reply to an Enquiry of Insurance,Dear Sirs,We acknowledge with thanks the receipt of your letter of Nov.28.We are pleased that you would like to insure with us the consignment of 10 cases of cotton shirts by the Hawaii Shipping line from Honolulu to Rome.,We will cover insurance WPA&War Risk according to usual practice in the absence of definite instructions from you.The premium for this cover is at the rate of 1.5%of the value declared.We enclose here the relevant literature of our company for your reference.We are sure that you will find our rate is most favorable.,If our rate is acceptable for you,please let us know it so that our insurance policy can reach you timely.,Looking forward to hearing from you early.,Yours faithfully,Letter 2 About the Insurance,Dear Sirs,Re:Insurance,In reply to your letter of November 13 enquiring about the insurance on our CIF offer for Scissors made to you on the 20 October,we wish to give you the following information:,For transactions concluded on CIF basis,we usually effect insurance with PICC against All Risks,as per Ocean Marine Cargo Clauses of PICC dated the 1 January,1981.Should you require the insurance to be covered as per Institute Cargo Clauses(ICC)we would be glad to comply but if there is any difference in premium between the two it will be charged to your account.,We are also in a position to insure the shipment against any additional risks if you do desire,and the extra premium is to be borne by you.In this case,we shall send you the premium receipt issued by the relative underwriter.,Usually,the amount insured is 110%of the total invoice value.However,if a higher percentage is required,we may do accordingly but you have to bear the extra premium as well.,We hope our above information will provide you with all the information you wish to know and we are now looking forward to receiving your order.,Yours faithfully,
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