国际贸易实务-6-INSURANCE(PPT37页)

单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,6INTERNATIONALCARGOTRANSPORTATIONINSURANCE,Understanding:,Risk,AverageandExpenses,CargoinsuranceclauseofPICC(CIC)andICC,Insurancedocuments,Insurancecontractparties,Grasp:,GeneralAverage,ParticularAverage,InsurancecoverageofBasicRiskandAdditionalRisk,Sue&Labourcharges,SalvageCharges,W/WClause,Insurancedocumentstype,characteristicsand function,AbandonmentandSubrogationRight,Thecalculationofinsuredvalue& insuranceamount,Theconversionbetween thepriceofdifferenttradeterms,MarineCargoInsurance Coverage,Risk,Perils of the Sea,Natural Calamities,Heavy Weather,Lightning,Tsunami,Washing,Overboard,Flood,Earthquake,Volcanic Eruption,Entry of sea, lake or river water into vessel craft, hold, conveyance, container, or place of storage,Fortuitous,Accidents,Fire,Explosion,Grounding,Stranding,Sunk,Collision,Capsized,Jettison,Sling Loss,Extraneous Risk,General Ex,traneous Risks,Special,Extraneous Risks,Average,Total Loss,Actual Total,Loss,Constructive,Total Loss,Partial Loss,General Average,Particular Average,Necessarycondition fortheGeneralAverage,Dangeractuallyexists andisinevitable,Dangeriscommon;themeasuresare reasonable,Sacrificeisthe resultofintentionalacts;Costsareextra,Lossis the loss ofextraordinary circumstances,General AverageContribution,Afterthegeneral averageoccurred,every sacrifice andexpense fall withinthescopeof general average,which allneedthrough,the adjustmentof generalaverage, andbe apportionedwithratio bythe rescued beneficiaries(ship, cargo and freightrevenue side)accordingto,the original value of thesalved,.,York-Antwep Rules,Beijing G.A. SettlementRules,Survived the underlying value,(Insurancevalue ofthe subject stated on thepolicy),ParticularAverage,Onlyinvolves the unilateral loss of theships ortheownerof the goodsinterests,The differencesbetween General Averageand ParticularAverage,General Average,Particular Average,Caused by different reasons,Natural calamities,Fortuitous,accidents,Extraneous risk,Human-caused losses and additional costs,Assume responsibility for the loss,Injured party to assume,All benefiting parties sharing according to the size of its benefit ratio,Expenses,Sue and LabourExpenses,The personwhotakesmeasuresmusthas directeconomicinterest with the subjectmatter insured.,Salvage Charge,A third party excepttheinsured ortheinsurer,Otherexpenses,Case,有一货轮在航航行中与流冰冰相撞。船身身一侧裂口，舱内部分乙乙方货物遭浸浸泡。船长不不得不将船就就近驶入浅滩滩，进行排水水，修补裂口口。而后为了了浮起又将部部分甲方笨重重的货物抛入入海中。乙方方部分货物遭遭受浸泡损失失了,3,万美元，将船船舶驶上浅滩滩以及产生的的一连串损失失共为,8,万美元，则如如何分摊损失失？（该船舶舶价值为100万美元，船上载有甲甲乙丙三家的的货物，分别别为50万、33万、8万美元，待待收运费为2万美元）,有关各方,获救价值,（万美元）,分摊比例,分摊金额,（万美元）,船方,100,8190=4.21%,4.21,货方甲,50,2.105,货方乙,33-3=30,1.263,货方丙,8,0.3368,运费方,2,0.0842,合计,190,7.999,ChinaInsuranceClause, CIC(PICC),Marine cargo insurance,Basic Risks,FPA, Free,from particular average,平安险,Total,loss of natural disasters;,the total or partial loss under the accident,WA/WPA, With particular,average,水渍险,FPA+,Partial loss of natural disasters,All risks,一切险,WA+,General additional risks,Additional Risks,General additional risks,一般附加险,11,kinds,Special,additional risks,特殊附加险,Special Risks,Sellers contingent,interest risks,卖方利益险,Frozen products risks,冷藏险,Bulk woodoil risks,散装桐油险,TPND,Theft, Pilferage and Non-delivery,FreshWater/ Rain Damage,Shortage,Intermixture and Contamination,Leakage,ClashandBreakage,Taintof Odour,HookDamage,SweatandHeating,Breakage of Packing,Rust,War Risk,Strikes,Failure toDelivery,Import Duty Risk,On Deck Risk,RejectionRisk,Aflatoxin,All Risks,WA/WPA,FPA,General Additional Risks,Special Additional Risks,General Additional Risks,Special Additional Risks,Special Additional Risks,Exclusions,Duration,W/W,Warehouseto warehouse clause-forbasic risks,ShippersWarehouse,Portof shippment,Consignees Warehouse,Portof destination,(terminate60 days lateraftercargos unloaded ),The destinationunspecified inthepolicy,（,the responsibility terminate at thebeginningof transfer,）,The periodof claim,shall besubject totheprovisionsof the relevant insurance, transport, or thesales contract,Claims toinsurancecompanies,within 2 yearsfromthe date of thecargo unloadedfromthemeansof transport,Claimto the shipping company,15-60daysafter thecargo reachedthe destination,Claimto the seller,Within 60daysof receiptof the goods,The main evidence required ininsuranceclaims,Original insurance documents,Original transport document,Commercial invoice,PackingList/ WeightList,Inspection report/ Damage, shortageproof,Claim sheet,Institute CargoClause,ICC(Institute of LondonUnderwriters, ILU),6 kindsof risks,ICC(A)-insurance liabilityisthemostwidely,ICC(B),ICC(C),IWCC, InstituteWarClause-Cargo,ISCC, InstituteStrikesClause-Cargo,Malicious DamageClause-additionalrisk,Insurance Clause&InsuranceDocument,Insurance clause,“Insurance to becoveredbythebuyer”,“Insurance to becoveredbytheseller for 110%of totalinvoicevalue against All Risk,WarRisk and SRCC as per the relevant OceanCargo Clause ofthePICC datedJan.1,1981”,Parties,Coverage,Insuredamount-includingadditional insured value,Insurance company and clause,Insurance documents,It should bestipulate thattheseller mustprovidetheinsurance documentsto the buyer, ifthesellerbuystheinsurance,Insurance documents,Insurance Policy,Insurance Certificate,OpenPolicy,Basic concepts,Subjectmatter insured,Applicant,Insurer/ Underwriter,Beneficiary/ The insured policyholder,Coverage,Insuredvalue,Insuredamount,Premium,14,Calculationof insurance,某批出口货货物的,CPT,价值是,USD20000,，如果按,10%,投保加成，投保一切切险，费率率为,1.5,，加保战争争险和罢工工险，费率率均为,0.5,问：货物的的,CIP,价值是多少少？,保险金额是是多少？,保险费是多多少？,Abandonment,Whenthesubject-matterinsuredis in astate ofconstructive totalloss, the insured intheastatement totheunderwriteriswillingtotransferalltherightsandinterests oftheinsurance markto the insurer,including property rights and the resultingrights and obligations.Thentheinsurerpaycompensation totheinsuredinaccordance withthetotal loss.,Right ofSubrogation,After the underwriter payingcompensation amountofthetotal orpartialloss, he require the insured totransfer its rightswhich “hastheclaim tothird partywhohastheliability for damage for totalor partial loss, in orderto prevent the double benefit oftheinsured.,Franchise,IOP,IrrespectiveofPercentage,Thebasicprinciplesofinsurance,Theprincipleofutmostgoodfaith,Theprincipleofinsuredinterest,Theprincipleofproximatecause,Theprincipleofindemnity,Thinking,我一出出口商商以,FOB300.00/PC,的价格格对外外出口口一批批货物物，然然货物物在运运往装装运港港过程程中遭遭遇了了承包包责任任范围围内风风险致致使货货物发发生损损失，我方方遂向向保险险公司司提出出索赔赔，保保险公公司应应该如如何处处理？,若请买买方协协助，由买买方向向保险险公司司提出出索赔赔，保保险公公司又又该如如何处处理？,保险公公司的的赔付付必须须同时时符合合：,所发生生的风风险是是在保保险责责任范范围之之内,所遭受受的损损失与与发生生的风风险之之间具具有直直接的的因果果关系系,在保险险标的的遭受受风险险时，索赔赔人对对其具具备保保险利利益，即货货物损损失与与索赔赔人之之间存存在利利害关关系,被保险险货物物遭损损的时时间和和地点点是在在保险险期间间之内内,小结,海洋货货运保保险,保障的的风险险、损损失和和费用用,单独海海损和和共同同海损损,我国及及伦敦敦协会会的海海洋货货物运运输保保险条条款,CIC,的几种种险别别及其其之间间的关关系,货物运运输保保险单单证,保险金金额及及保费费的计计算,保险的的赔付付中应应注意意的原原则,对外贸贸易中中出口口时FOB和CIF贸易术术语的的选择择,每个出出口企企业要要根据据自身身实际际情况况以及及国外外进口口商的的信誉誉状况况来慎慎重选选择。,总体而而言，出口口业务务中采采用,CIF,术语成成交比比,FOB,术语有有利。,出口中中使用用,FOB,的主要要风险险：,保险范范围缺缺失；索赔赔有难难度,买方指指定货货代引引起无无单放放货,船货衔衔接不不上,提单上上收货货人填填写不不当,9,、静夜四无邻邻，荒居旧业业贫。2022/11/82022/11/8,Tuesday, November 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Fusce id urna blandit, eleifend nulla ac, fringilla purus. Nulla iaculis tempor felis ut cursus.,感谢您的下下载观看,专家告诉,