IBM金融服务咨询课件

,Click to edit Master title style,Click to edit Master text styles,Second level,Third level,Fourth level,Fifth level,*,IBM Proprietary,IBM,金融服务咨询,AP BIS FSS Organization,FINANCIAL MKTS,V Balasubramanian,Segment Executive,Lam Wei Choong,BIS Executive,BANKING,Elie Agzarian,Segment Executive,INSURANCE,Paul Miller,Segment Executive,ARCHITECTURE,Sherman Lau,Principal,Core Banking,Delini Jayatilaka,Principal,R/M&A,Elie Agzarian,Principal,CRM,Dorothy Beagley,Principal,RM/Trading,Philip Straley,Principal,STP/Ops/E-Mkts,Andrew Bremner,STP/Emkts Leader,BI/DW,Kenneth Chou,Principal,Wimala Widjaya,Manager,Paul Johnston,Mging Consultant,R Govidarajoo,Exec Consultant,R/M&A,Judy Kon,Principal,R/M&A,Paul Tan,Principal,David Chan,Julia Checchia,Denise Hoh,Yeo Siok Yong,Ong Wee Ling,Suresh Ketharam,Ng Shu Hann,Rosiani Gunawan,Katrina Kon,Ng Tock Soon,Arry Latief,Varun Sabhlok,Daud Setiwan,Premwat Kusollerkdee,Loh Kah Lee,Carol Teo,Yohika Minowa,Ryoji Takeuchi,Atsushi Fukuda,Tao Sun,Ian Goh,Malini Tharumalingam,Paul W Robinson,Colin Stewart,Gary Goh,David Wang,Samuel Chan,John Chiah,Rajesh Venkartarman,Lau Weng Fatt,Jon Yeo,Daniel Ng,Madeline Yap,Stella Lum,Benjie Castro,Claudia Loh,John McBain,R/M&A,Ichio Suzuki,Japan Leader,Ng Tock Soon,Chang Kam Lan,David Brisbane,Subject Matter Experts,行业专家,Deep industry specialization and domain knowledge,深入的行业专向及领域知识,Ex-bankers turned consultants,具备多年银行从业经验的专家,Proven good synergy when combined with IBM IT architects,团队协助精神结合,IBM,的,IT,专家,DEPOSITS/,LOAN/,CIF,存款/贷款/客户信息系统,Custody/,Securities,托管/证券,Trade,Finance,贸易项金融,Electronic Banking,System,电子银行系统,LEGACY,SYSTEMS,传统系统,Funds,Transfer,转帐,Corporate Banking Where It Used To Be,对公银行-过去,Telephone,电话,Fax,传真,Over the counter,柜台,CUSTOMER,ACCESS,CHANNELS,客户渠道,Middleware,Deposits/,Loans/CIF,Funds,Transfer,Custody/,Securities,Trade,Finance,EXTERNAL,NETWORKS,BACK-END LEGACY SYSTEMS,Application,Server,Internet,Server,Browser-based,Inquire&,initiate,transactions,Internet,Call,Centre,Corporate,Network,DATA,ACCESS,LAYER,数据层,SERVICES,LAYER,服务层,CUSTOMER,ACCESS,CHANNELS,客户渠道,Terminal,WAP,Gateway/,Server,Mobile,Phone,Phone,Banking,IVR,PSTN,Corporate Banking Where It Is Heading,对公银行-将来,多渠道电子银行,IT,架构图,主机/核心业,务系统,客户服,务中心,柜员,网上银行,移动银行,自助式,信息亭,手机银行,Internet,Gateway,UP/WAP,Gateway,Internet,Gateway,PBX,CTI,IVR,Datebase,Server,Transaction Gateway,MQseries Server,Websphere Application server,e-Business,Banking,Aapplication,(,WSBCC),CIF/,客户信息,系统,Date warehouse,决策,支持,系统,数据挖,掘/决策,支持,Visal warehouse,DB2 OLAP Server,Websphere,Intelligent Miner,支,行,系,统,DB2,办公自动化,其它业务,DB2,BI,The IBM Consulting Approach,IBM,咨询方法,CORPORATE BANK,对公银行,C/A,Loans,Funds Transfer,Trade,GL/MIS,DISCOVERY,PACKAGE,SELECTION,IMPLEMENT,OPERATE,Current State,Analysis,现状分析,Process Redesign,流程再设计,Future State Projections,未来规划,Strategic Gap Analysis,战略差距分析,Request for,Information,请求信息,Request for,Proposal,请求建议,Conference,Room Pilot,模拟实施,Test of,Assumptions,设想测试,Project Office,Management,项目管理,Systems,Integration,系统集成,Enterprise,Application,Integration,企业应用集成,Managed,IT operations,管理,IT,Helpdesk,Support,Helpdesk,支持,Consulting,downstream,BIS,Strategic,Outsourcing,IBMs End-to-End MethodologyIBM,端到端方法 论,The Example used in the following slides is of a Bank setting up a new line-of-business Payments and Cash Management,It illustrates our end-to-end methodology-from vision to business and IT solution and finally implementation.,The same methodology can be applied to a different line of business e.g.Loans,Trade Finance or the entire Corporate Bank family of products.,We can take a consulting recommendation from 30,000 feet and implement it at ground level,Example-Bank As Vision,例：,A,银行的期望,Back in Sep 2000 Bank As senior management team communicated the following reasons for changing its core payments system:-,To defend its dominant position in cross border and vostro clearing business.,To lay the infrastructure for building and growing its annuity income lines of business:,Domestic local high-value clearing,Cash Management,e-Commerce,Update,Meeting,Convert Vision into Specific Objectives,将期望转变为实际目标,Specifics goals,具体目标,-,Start up new line-of-business,-Increase fee based annuity income to help declining margins in loans.,Approach,方法,-,Centralized versus De-centralized?,Constraints,制约条件,-,Branch infrastructure.,-Communications network,bandwidth,-Solution(Business&IT),解决方案,-,Select a funds transfer business application,-Overall fit into banks IT environment,The proposed Funds Transfer system will bring about significant benefits to Bank A:,建议的转帐系统将给,A,银行带来巨大的利益,Benefits,Of FT System,Greater,Automation,加大自动控制,Reduced,Operational,Risk,降低运作风险,Sophisticated customer CIF for Funds Transfer,Rule-based routing/processing,Interfaces to other existing systems in the bank,Interface with Cash Management,Higher STP,Comprehensive Audit Trail,Multiple authorization/payment discretion,Duplicate checking,Disaster Recovery,The proposed Funds Transfer system will bring about significant benefits to Bank A:,建议的转帐系统将给,A,银行带来巨大的利益,Benefits,