8第二篇——工作任务六催证、审证和改证

单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,工作任务五催证、审证与改证操作,在凭信用证支付的交易中，落实信用证是履行出口合同不可缺少的重要环节。,落实信用证通常包括,催证、审证和改证,三项内容。,实际业务中，审证是必不可少的环节，二催证和改证工作有时是不需要进行的。,第一节 催证与审证操作,一、催证,是指卖方通知或催促国外买方按合同规定迅速通过开证银行开出信用证，以便卖方能按时交货。,买方延迟开立信用证的原因,：,市场行情的变化；,买方资金周转困难。,（一）催证的前提条件,1,、在合同规定的期限内，买方未及时开证这一事实已构成违约。如卖方不希望中断交易，可在保留索赔权的前提下，催促对方开证。,2,、签约日期和履约日期相隔较远，应在合同规定开证日之前，去信表示对该笔交易的重视，并提醒对方及时开证。,3,、卖方货已备妥，并打算提前装运，可去信征求对方同意提前开证。,4,、买方资信较差，提前去信提示，有利于督促对方履行合同义务。,（二）催证函的书写,1,、说明所涉及的商品名称、合同、确认书名称,2,、说明尚未收到信用证,3,、催促对方开证,假如（,2,）,假如福州环宇进出口有限公司外贸业务员徐娟到,2010,年,5,月,15,日尚未收到德国公司委托银行开出的信用证，就可以给德国公司发出类似以下的催证函。,Dear sirs ,Referring to the 5000 pieces of,ladies jacket,style no. L142 under our,Sales Contract No. FZHY0021, we wish to call your attention to the fact that the date of delivery is drawing near, but up till now,we have not received the covering Letter of Credit,. Please do your utmost to expedite its establishment, so that we may execute the order within the prescribed time.,If we have your L/C before May.20th,2010, we might deliver the goods as per the sales contract because,we will manufacture the same goods for another new order since June,2010,.,In order to avoid subsequent amendments, Please see to it that the L/C stipulations are in strict conformity with the terms of the contract.,工作项目：,2010,年,5,月,20,日，福州环宇进出口有限公司外贸业务员徐娟收到了福州市中国银行福州分行,（,BANK OF CHINA ,FUZHOU BRANCH,）,国际业务部的信用证通知函，告知德国公司已经通过汇丰银行汉堡分行,（,HSBC BANK PLC,，,HAMBURG,）,开来信用证。信用证通知书和信用证内容如下：,MT 700SENDERRECEIVERSEQUENCE OF TOTAL FORM OF DOC.CREDIT,DOC.CREDIT,NUMBERDATE OF ISSUEAPPLICABLE RULESDATE AND PLACE OF EXPIRY,27,：,1/1,40A,：,IRREVOCABLE,20,：,KKK061888,31C,：,100520,40E,：,UCP LATEST VERSION,31D,：,DATE 100530,PLACE IN GERMANY,ISSUE OF A DOCUMENTARY CREDIT,HSBC BANK PLC,，,HAMBURG,，,GERMANY,BANK OF CHINA,，,FUZHOU,，,CHINA,APPLICANT,BENEFICIARY,AMOUNT,AVAILABLE WITH/ BY,DRAFTS AT,DRAWEE,42A:,HSBC BANK PLC,HAMBURG,50,：,WILLI GMBH & CO. KG,.,ROTE BRUCKE 16-20,22114 HAMBURG, GERMANY,59,：,FUJIAN HUNYU IMPORT AND EXPORT CO., LTD.,203 FUFEILU STREET, FUZHOU, CHINA,32B,：,CURRENCY USD AMOUNT 55480.00,41D:,ANY BANK IN CHINA, BY NEGOTIATION,42C:,120 DAYS AFTER SIGHT,PARTIAL SHIPMNTS,TRANSSHIPMENT,PORT OF LOADING/AIRPORT OF DEPARTURE,PORT OF DISCHARGELATEST DATE OF SHIPMENT,LATEST DATE OF SHIPMENT,43P:,PROHIBITED,43T:,ALLOWED,44E:,CHIENESE MAIN PORT,44F:,HAMBURG ,GERMANY,44C:,100601,DESCRIPTION OF GOODS AND/ OR SERVICES,45A:,5000PCS LADIES JACKET, SHELL: WOVEN TWILL 100% COTTON, LINING:WOVEN100% POLYESTER,STYLE NO.L142 AT USD 13.87/PC CIF HAMBURG , PACKED IN 20PCS/CTN,DOCUMENTS REQUIRED,46A:,+,COMMERGIAL INVOICE,SIGNED IN INK TRIPLICATE. ONE ORIGINAL OF WHICH SHOULD BE CERTIFIED BY CHAMBER OF COMMERCE OR CCPIT,+,PACKING LIST,IN TRIPLICATE.,+,CERTIFICATE OF CHINESE ORIGIN,CERTIFIED BY CHAMBER OF COMMERCE OR CCPIT .,+,INSURANCE POLICY/ CERTICATE,IN DUPLICATE ENDORSEND IN BLANK FOR 120% INVOICE VALUE,COVERING ALL RISKS OF CIC OF PICC(1/1/1981) INCL. WAREHOUSE TO WAREHOUSE AND,I.O.P,AND SHOWING THE CLAIMING CURRENCY IS THE SAME AS THE CURRENCY OF CREDIT.,+FUL SET (3/3) OF CLEAN ON BOARD,OCEAN BILLS OF LADING,MADE OUT TO APPLICANT MARKED FREIGHT PREPAID AND NOTIFY APPLICANT.,+,SHIPPING ADVICE,SHOWING THE NAME OF THE CARRYING VESSEL, DATE OF SHIPMENT, MARKS , QUANTITY, NET WEIGHT AND GROSS WEIGHT OF THE SHIPMENT TO APPLICANT WITHIN 3 DAYS AFTER THE DATE OF BILL OF LADING.,ADDITIONAL CONDITION,47A:,+DOCUMENTS DATED PRIOR TO THE DATE OF THIS CREDIT ARE NOT ACCEPTABLE.+ THE NUMBER AND THE DATE OF THIS CREDIT AND THE NAME OF ISSUING BANK MUST BE QUOTED ON ALL DOCUMENTS.,+TRANSSHIPMENT ALLOWED AT HONGKONG ONLY.,+SHORT FORM/CHARTER PARTY/THIRD PARTY BILL OF LADING ARE NOT ACCEPTABLE.,+SHIPMENT MUST BE EFFECTED BY 120FULL CONTAINER LOAD.B/L TO SHOW EVIDENCE OF THIS EFFECT IS REQUIRED.,+ALL PRESENTATIONS CONTAINING DISCREPANCIES WILL ATTRACT A DICREPANCY FEE OF GBP40.00 PLUS TELEX COSTS OR OTHER CURRENCY EQUIVALENT. THIS CHARGE WILL BE DEDUCTED FROM THE BILL AMOUNT WHETHER OR NOT WE ELECT TO CONSULT THE APPLICANT FOR A WAIVER.,CHARGES,PERIOD FOR PRESENTATION,71B:,ALL CHARGES AND COMMISSION ARE FOR ACCOUNT OF BENEFICIARY INCLUDING REIMBURSING FEE.,48:,WITHIN 5 DAYS AFTER THE DATE OF SHIPMENT ,BUT WITHIN THE VALIDITY OF THIS CREDIT.,CONFIRMATION INSTRUCTION,REIMBURSING BANK,INFORMATION TO,49:,WITHOUT,53A:,HSBC BAND PLC,HAMBURG,78:,ALL DOCUMENTS ARE TO BE REMITTED IN ONE LOT BY COURIER TO HSBC BANK PLC, TRADE SERVICES, HAMBURG BRANCH, P O BOX 66, HSBC BANK BUILCING 312/45 AI SUQARE ROAD , HAMBURG,GERMANY,任务分析,在信用证结算方式下，信用证是一份自足的文件。信用证尽管是依据外贸合同开立的，但是一经开立，就独立于外贸合同之外。,在结算过程中，银行是否付款，依据的是信用证而非合同,。因而，当外贸业务员收到开证行开来的信用证时，一定要对照外贸合同，仔细的审核信用证条款。若有不利于我方的条款，,应一次性的通过开证申请人向开证行提出改证申请,，以免影响今后安全收汇。,操作步骤,现阶段，外贸业务员要细心地做好以下工作：,审证,改证（若需要）,二、审证,（一）审证依据,（二）审证步骤,（三）审证要点,（四）审证常见的问题,审证前操作,信用证通知书的分析,若通知行认为开证行的资信状况差，信用等级低，受益人要么要求开证申请人找一家信用可靠的银行对此信用证加保兑，要么要求开证申请人找一家信用可靠的银行重开信用证。,若通知行无法确认信用证的真实性，在信用证通知书上表示,“押未核仅供参考”,等内容时，则不能盲目开始备货生产，应催促通知行尽快确认真实性。,若通知行告知改信用证为预先通知信用证时，在信用证通知书上表示,“未生效”,，则要谨慎处理，因为预先通知信用证在法律上是无效的，只有开证行随后寄来信用证证实书之后才生效。,（一）审证依据,1,、审核信用证要依据合同,2,、审核信用证要遵循,UCP,3,、审核信用证要全面考虑业务实际情况,（二）审证步骤,1,、熟悉外贸合同各条款内容,2,、对照外贸合同条款，按照可操作性原则，逐条审核信用证各条款,3,、核对外贸合同，有无信用证漏开的外贸合同条款,4,、列出信用证中的不符条款,（三）审证要点,1,、开证行（资信、密押、偿付线路、保证条款）,2,、信用证是否生效,3,、信用证的金额,4,、对货物描述的审核,5,、开证申请人、受益人的名称是否正确,6,、信用证截止日、交单期和交货期,6,、信用证截止日、交单期和交货期,信用证截止日,规定的付款、承兑或者议付的截止日期。应争取出口地交单。,交单期,运输单据出单后必须提交符合信用证条款的单据的特定期限。,21,天。,装运期,卖方将货物装上运往目的地的运输工具或交付承运人的日期。双到期。,7,、运输条款是否可以接受,8,、保险条款是否可以接受,9,、其他条款,（,1,）银行费用条款,（,2,）信用证软条款,（四）审证常见的问题,1,、有关信用证本身,2,、信用证中有关当事人,3,、有关货物方面的条款,4,、有关运输保险方面的条款,5,、信用证有关期限方面的条款,6,、单据条款,7,、常见的影响安全收汇的软条款,MT 700SENDERRECEIVERSEQUENCE OF TOTAL FORM OF DOC.CREDIT,DOC.CREDIT,NUMBERDATE OF ISSUEAPPLICABLE RULESDATE AND PLACE OF EXPIRY,27,：,1/1,40A,：,IRREVOCABLE,20,：,FJ4577228,31C,：,100520,40E,：,UCP LATEST VERSION,31D,：,DATE 100530,PLACE IN GERMANY,ISSUE OF A DOCUMENTARY CREDIT,HSBC BANK PLC,，,HAMBURG,，,GERMANY,BANK OF CHINA,，,FUZHOU,，,CHINA,APPLICANT,BENEFICIARY,AMOUNT,AVAILABLE WITH/ BY,DRAFTS AT,DRAWEE,42A:,HSBC BANK PLC,HAMBURG,50,：,WILLI GMBH & CO. KG,.,ROTE BRUCKE 16-20,22114 HAMBURG, GERMANY,59,：,FUJIAN HUNYU IMPORT AND EXPORT CO., LTD.,203 FUFEILU STREET, FUZHOU, CHINA,32B,：,CURRENCY USD AMOUNT 55480.00,41D:,ANY BANK IN CHINA, BY NEGOTIATION,42C:,120 DAYS AFTER SIGHT,PARTIAL SHIPMNTS,TRANSSHIPMENT,PORT OF LOADING/AIRPORT OF DEPARTURE,PORT OF DISCHARGELATEST DATE OF SHIPMENT,LATEST DATE OF SHIPMENT,43P:,PROHIBITED,43T:,ALLOWED,44E:,CHINESE MAIN PORT,44F:,HAMBURG ,GERMANY,44C:,100601,DESCRIPTION OF GOODS AND/ OR SERVICES,45A:,4000PCS LADIES JACKET, SHELL: WOVEN TWILL 100% COTTON, LINING:WOVEN100% POLYESTER,STYLE NO.L142 AT USD 13.87/PC CIF HAMBURG , PACKED IN 20PCS/CTN,DOCUMENTS REQUIRED,46A:,+,COMMERGIAL INVOICE,SIGNED IN INK TRIPLICATE. +,PACKING LIST,IN TRIPLICATE.,+,INSURANCE POLICY/ CERTICATE,IN DUPLICATE ENDORSEND IN BLANK FOR 120% INVOICE VALUE,COVERING ALL RISKS AND WAR RISK OF CIC OF PICC(1/1/1981) INCL. WAREHOUSE TO WAREHOUSE AND,I.O.P,AND SHOWING THE CLAIMING CURRENCY IS THE SAME AS THE CURRENCY OF CREDIT.,+FUL SET (3/3) OF CLEAN ON BOARD,OCEAN BILLS OF LADING,MADE OUT TO APPLICANT MARKED FREIGHT PREPAID AND NOTIFY APPLICANT.,+,SELLERS CERTIFIED COPY OF FAX,DISPACHED TO THE BUYER WITHIN 2DAYS AFTER SHIPMENT SHOWING B/L NO, NAME, QUANTITY, AMOUNT OF THE SHIPMENT , NUMBER OF PACKAGESM, NAME OF VESSEL AND VOY. NO, AND THE DATE OF SHIPMENT.,ADDITIONAL CONDITION,47A:,+DOCUMENTS DATED PRIOR TO THE DATE OF THIS CREDIT ARE NOT ACCEPTABLE.+ THE NUMBER AND THE DATE OF THIS CREDIT AND THE NAME OF ISSUING BANK MUST BE QUOTED ON ALL DOCUMENTS.,+TRANSSHIPMENT ALLOWED AT HONGKONG ONLY.,+SHORT FORM/CHARTER PARTY/THIRD PARTY BILL OF LADING ARE NOT ACCEPTABLE.,+SHIPMENT MUST BE EFFECTED BY 120FULL CONTAINER LOAD.B/L TO SHOW EVIDENCE OF THIS EFFECT IS REQUIRED.,+ALL PRESENTATIONS CONTAINING DISCREPANCIES WILL ATTRACT A DICREPANCY FEE OF GBP40.00 PLUS TELEX COSTS OR OTHER CURRENCY EQUIVALENT. THIS CHARGE WILL BE DEDUCTED FROM THE BILL AMOUNT WHETHER OR NOT WE ELECT TO CONSULT THE APPLICANT FOR A WAIVER.,CHARGES,PERIOD FOR PRESENTATION,71B:,ALL CHARGES AND COMMISSION ARE FOR ACCOUNT OF BENEFICIARY INCLUDING REIMBURSING FEE.,48:,WITHIN 5 DAYS AFTER THE DATE OF SHIPMENT ,BUT WITHIN THE VALIDITY OF THIS CREDIT.,CONFIRMATION INSTRUCTION,REIMBURSING BANK,INFORMATION TO,49:,WITHOUT,53A:,HSBC BAND PLC,HAMBURG,78:,ALL DOCUMENTS ARE TO BE REMITTED IN ONE LOT BY COURIER TO HSBC BANK PLC, TRADE SERVICES, HAMBURG BRANCH, P O BOX 66, HSBC BANK BUILCING 312/45 AI SUQARE ROAD , HAMBURG,GERMANY,三、审证操作,第一步：外贸业务员徐娟要拿出号码为,FZHY0021,的外贸合同，先熟悉外贸合同各条款内容；,第二步：对照外贸合同条款，逐条审核信用证各条款；审核之后发现如下不符的情况；,1,信用证规定交单地点在德国，对受益人非常不利，一方面，容易造成受益人迟交单；另一方面，若邮寄途中遗失单据，将可能导致无法正常收汇。,2,信,用证中受益人名称“,HUNYU”,错误，正确的是“,HUANYU”,。,3,信用证中的单价“,USD13.87/PC”,与金额“,USD55480.00”,错误，正确的应该是“,USD12.87/PC”,和“,USD51480.00”,。,4,信用证中汇票的付款期限“,AT 120 DAYS AFTER SIGHT”,错误，正确的是“,AT SIGHT”,。,5.,信用证中装运港,为“,CHINESE MAIN PORT”,，与合同中的“,FUZHOU,，,CHINA”,不一致。,6.,信用证规定只能在香港转运，这与合同规定不符。,7.,信用证中最迟装运日期,2010,年,6,月,1,日错误，根据合同应该为开证日期后的,60,天，因为开证日期为,2010,年,5,月,20,日，所以最迟装运日期应该是,2010,年,7,月,20,日。若最迟装运日期,2010,年,6,月,1,日，使得装运时间非常紧张。因为泉州丰泽服装厂的月生产能力为,5000,件，若出现挤单或其他一点意外，推迟,1-2,周都属于正常的事情，另外在订舱上若又不顺利，就很有可能过装运期。,8.,信用证保险单据条款中投保金额比例“,120% INVOICE VALUE”,与我们的操作惯例不符。,9.,信用证海运提单条款中提单抬头“,TO APPLICANT”,对受益人非常不利，应该为“,TO ORDER”,。,10,信用证交单期“,WITHIN 5 DAYS AFTER THE DATE OF SHIPMENT”,错误，根据合同，应该为“,WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT”,。,11.,信用证费用条款“,ALL CHARGES AND COMMISSIONS ARE FOR ACCOUNT OF BENEFICIARY INCLUDING REIMBURSING FEE.”,不合理。因为开证行费用包括偿付费用理应由开证申请人承担。,第三步：核对外贸合同，有无信用证漏开的外贸合同条款。通过仔细核对，信用证漏开了一个重要的外贸合同条款,：“,MORE OR LESS 5 PCT OF QUANTITY OF GOODS AND CREDIT AMOUNT IS ALLOWED .”,这对于受益人来讲，非常不利，大大限制了操作的弹性。,第四步：列出信用证中的不符条款,1.,信用证规定交单地点在德国，对受益人非常不利；,2.,信用证中受益人名称“,HUNYU”,错误，正确的是“,HUANYU”,；,3.,信用证中的单价“,USD13.87/PC”,与金额“,USD55480.00”,错误，正确的应该是“,USD12.87/PC”,和“,USD51480.00”,；,4.,信用证中汇票的付款期限“,AT 120 DAYS AFTER SIGHT”,错误，正确的是“,AT SIGHT”,；,5.,信用证中装运港为“,CHINESE MAIN PORT”,，与合同中的“,FUZHOU,，,CHINA”,不一致。,6.,信用证规定只能在香港转运，这与合同规定不符；,7.,信用证中最迟装运日期,2010,年,6,月,1,日错误，根据合同应该为开证日期后的,60,天，因为开证日期为,2010,年,5,月,20,日，所以最迟装运日期应该是,2010,年,7,月,20,日；,8.,信用证保险单据条款中投保金额比例“,120% INVOICE VALUE”,与操作惯例不符；,9.,信用证海运提单条款中提单抬头“,TO APPLICANT”,对受益人非常不利，应该为“,TO ORDER”,；,10,信用证交单期“,WITHIN 5 DAYS AFTER THE DATE OF SHIPMENT”,错误，根据合同，应该为“,WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT”,；,11.,信用证费用条款“,ALL CHARGES AND COMMISSIONS ARE FOR ACCOUNT OF BENEFICIARY INCLUDING REIMBURSING FEE.”,不合理。因为开证行费用包括偿付费用理应由开证申请人承担。,12.,信用证漏开了一个重要的外贸合同条款：“,MORE OR LESS 5 PCT OF QUANTITY OF GOODS AND CREDIT QMOUNT IS ALLOWED .”,这对于受益人来讲，非常不利，大大限制了操作的弹性。,第二节 改证操作,一、改证操作,（一）改证的情形,（二）改证的原则,（三）改证的业务流程,（一）改证的情形,1,、开证错误,2,、受益人因不能如期完成交货要求展期,3,、因开证申请人的要求，增加订单量,（二）改证的原则,对我方有利，又不影响对方利益，,对我方有利，但会严重影响对方利益，,对我方不利，但是在不增加或基本不增加成本的情况下可以完成，,对我方不利，又要在增加较大成本的情况下可以完成，若对方愿意承担成本， 否则，,对我方不利，若不改会严重影响安全收汇，,一般不改；,一定要改；,可以不改；,则不改；,要改；,坚决要改；,（三）改证的业务流程,1,、受益人给开证申请人发,改证函,，协商改证事宜,2,、协商一致后，开证申请人填写,改证申请书,，向开证行提出改证申请,3,、开证行同意后，向信用证的原通知行发,信用证修改书,，即,MT707,4,、原通知行给受益人,信用证修改通知书和信用证修改书,，进行信用证修改通知,改证操作,（一）确定改证内容,外贸业务员徐娟遵循“利己不损人”原则，对于以上审核出来的问题条款，分别按,5,种常见的处理原则处理如下：,对我方有利，又不影响对方利益，一般不改。,如信用证中,装运港为,CHINESE MAIN PORT,，与合同中的,FUZHOU,，,CHINA,不一致。信用证的装运港是中国主港，包括福州港，增加了受益人可选择的范围，对我方有利，又不影响对方的利益。,对我方有利，但会严重又影响对方利益，一定要改。,信,用证中的单价“,USD13.87/PC”,和“,USD55480. 00/PC”,。若不改，我方会增加,3000,美元收入,，对方就会遭受,3000,美元的损失。作为一名合格的外贸业务员一定要有诚信的品质，千万不要做“贪小便宜吃大亏”的事，否则，这只能成为一票子买卖。若你向对方温情提醒多算金额，肯定会换来对方对你的肯定与敬意，而这个是,3000,美元甚至百万美元多买不到的，他就很有可能成为你一辈子的客户。,对我方不利，但是在不增加或基本不增加成本的情况下可以完成，可以不改。,信用证规定只能在香港转运，这与合同规定不符。尽管我方在选择运输路线上缺少弹性，但不影响正常的托运操作，也基本不影响运费，因此可以不改。,对我方不利，又要在增加较大成本的情况下可以完成，若对方愿意承担成本，则不改；否则，要改；,信用证中汇票的付款期限“,AT 120 DAYS AFTER SIGHT ”,错误，正确的是“,AT SIGHT”,；,信用证保险单据条款中投保金额比例“,120% INVOICE VALUE”,不符，正确的是“,110%INVOICE VALUE”,；,对我方不利，若不改会严重影响安全收汇，则坚决要改。,信用证规定交单地点在德国，对受益人非常不利，一方面，容易造成受益人迟交单；另一方面，若邮寄途中遗失单据，将可能导致无法正常收汇；,信用证中受益人,名称“,HUNYU”,错误，正确的是“,HUANYU”,。,这是潜在的危险，一旦双方发生纠纷，就可能成为你败诉的原因；,信用证中最迟装运日期,2010,年,6,月,1,日错误，根据合同应该为开证日期后的,60,天，因为开证日期为,2010,年,5,月,20,日，所以最迟装运日期应该是,2010,年,7,月,20,日。若最迟装运日期,2010,年,6,月,1,日，使得装运时间非常紧张。因为绍兴一新服装厂的月生产能力为,5000,件，若出现挤单或其他一点意外，推迟,1-2,周都属于正常的事情，另外在订舱上若又不顺利，就很有可能过装运期；,.,信用证海运提单条款中提单抬头“,TO APPLICANT”,对受益人非常不利，应该为“,TO ORDER”,；,信用证交单期“,WITHIN 5 DAYS AFTER THE DATE OF SHIPMENT”,错误，根据合同，应该为“,WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT”,。,信用证费用条款“,ALL CHARGES AND COMMISSIONS ARE FOR ACCOUNT OF BENEFICIARY INCLUDING REIMBURSING FEE.”,不合理。因为开证行费用包括偿付费用理应由开证申请人承担。,信用证漏开了一个重要的外贸合同条款：“,MORE OR LESS 5 PCT OF QUANTITY OF GOODS AND CREDIT QMOUNT IS ALLOWED .”,这对于受益人来讲，非常不利，大大限制了操作的弹性。,（二）改证函,2010,年,5,月,21,日，根据改证原则和,UCP600,相关条款的规定，外贸业务员徐娟向德国公司的,Alan lee,发如下改证函：,Dear sirs ,We are very glad to receive your L/C No. FJ4577228 issued by HSBC PLC, HAMBURG, GERMANY.,But we are quite sorry to find that it contains some discrepancies with S/C No. FZHY0021.,Please,instruct the issuing bank to amend the L/C,A. S . A. P . The L/C should be amended as follows :,As per the S/C No.FZHY0021,unit price of goods and amount of L/C are higher than these of S/C, which,should be,“USD12.87/pc and USD 51480.00”,not,“USD13.87/pc and USD55480.00” respectively.,The place of expiry,amends to,“IN CHINA.”,The correct,name of beneficiary,is,“FUJIAN HUANYU IMPORT AND EXPORT CO., LTD.”,The tenor of draft is “AT SIGHT ”,instead of,“AT 120 DAYS AFTER SIGHT,The latest date of shipment,amends to,“60 days from the date of amendment.”,The period of presentation,amends to,“WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT,BUT WITHIN THE VALIDITY OF THIS CREDIT.”,The amount insured,is,“110% INVOICE VALUE”,not,“120% INVOICE VALUE”.,The consignee of B/L,should be,“TO ORDER” not “TO APPLICANT”.,The charge clause,amends to,“ALL CHARGES AND COMMISSIONS OUTSIDE GERMANY ARE FOR ACCOUNT OF BENEFICIARY EXCLUDING REIMVURSING FEE .”,To increase,the clause “MORE OR LESS 5 PCT OF QUANTITY OF GOODS AND CREDIT AMOUNT IS ALLOWED.”Thank you for your kind cooperation.,Please see to it that L/C amendment reach us not later than,May.28,2010. Failing which we shall not be able to effect shipment .,实训项目：,翻译电传信用证一份。,