国际贸易实务INSURANCE

单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,6 INTERNATIONAL CARGO TRANSPORTATION INSURANCE,Understanding:,Risk,Average and Expenses,Cargo insurance clause of PICC(CIC)and ICC,Insurance documents,Insurance contract parties,Grasp:,General Average,Particular Average,Insurance coverage of Basic Risk and Additional Risk,Sue&Labour charges,Salvage Charges,W/W Clause,Insurance documents type,characteristics and function,Abandonment and Subrogation Right,The calculation of insured value&insurance amount,The conversion between the price of different trade terms,Marine Cargo Insurance Coverage,Risk,Perils of the Sea,Natural Calamities,Heavy Weather,Lightning,Tsunami,Washing,Overboard,Flood,Earthquake,Volcanic Eruption,Entry of sea,lake or river water into vessel craft,hold,conveyance,container,or place of storage,Fortuitous,Accidents,Fire,Explosion,Grounding,Stranding,Sunk,Collision,Capsized,Jettison,Sling Loss,Extraneous Risk,General Ex,traneous Risks,Special,Extraneous Risks,Average,Total Loss,Actual Total,Loss,Constructive,Total Loss,Partial Loss,General Average,Particular Average,Necessary condition for the General Average,Danger actually exists and is inevitable,Danger is common;the measures are reasonable,Sacrifice is the result of intentional acts;Costs are extra,Loss is the loss of extraordinary circumstances,General Average Contribution,After the general average occurred,every sacrifice and expense fall within the scope of general average,which all need through,the adjustment of general average,and be apportioned with ratio by the rescued beneficiaries(ship,cargo and freight revenue side)according to,the original value of the salved,.,York-Antwep Rules,Beijing G.A.Settlement Rules,Survived the underlying value,(Insurance value of the subject stated on the policy),Particular Average,Only involves the unilateral loss of the ships or the owner of the goods interests,ThedifferencesbetweenGeneralAverageandParticularAverage,General Average,Particular Average,Caused by different reasons,Natural calamities,Fortuitous,accidents,Extraneous risk,Human-caused losses and additional costs,Assume responsibility for the loss,Injured party to assume,All benefiting parties sharing according to the size of its benefit ratio,Expenses,SueandLabourExpenses,Thepersonwhotakesmeasuresmusthasdirecteconomicinterestwiththesubjectmatterinsured.,SalvageCharge,Athirdpartyexcepttheinsuredortheinsurer,Otherexpenses,Case,有一一货货轮轮在在航航行行中中与与流流冰冰相相撞撞。船船身身一一侧侧裂裂口口，舱舱内内部部分分乙乙方方货货物物遭遭浸浸泡泡。船船长长不不得得不不将将船船就就近近驶驶入入浅浅滩滩，进进行行排排水水，修修补补裂裂口口。而而后后为为了了浮浮起起又又将将部部分分甲甲方方笨笨重重的的货货物物抛抛入入海海中中。乙乙方方部部分分货货物物遭遭受受浸浸泡泡损损失失了了,3,万美美元元，将将船船舶舶驶驶上上浅浅滩滩以以及及产产生生的的一一连连串串损损失失共共为为,8,万美美元元，则则如如何何分分摊摊损损失失？（该该船船舶舶价价值值为为100万万美美元元，船船上上载载有有甲甲乙乙丙丙三三家家的的货货物物，分分别别为为50万万、33万万、8万万美美元元，待待收收运运费费为为2万万美美元元）,有关各方,获救价值,（万美元）,分摊比例,分摊金额,（万美元）,船方,100,8190=4.21%,4.21,货方甲,50,2.105,货方乙,33-3=30,1.263,货方丙,8,0.3368,运费方,2,0.0842,合计,190,7.999,ChinaInsuranceClause,CIC(PICC),Marine cargo insurance,Basic Risks,FPA,Free,from particular average,平安险,Total,loss of natural disasters;,the total or partial loss under the accident,WA/WPA,With particular,average,水渍险,FPA+,Partial loss of natural disasters,All risks,一切险,WA+,General additional risks,Additional Risks,General additional risks,一般附加险,11,kinds,Special,additional risks,特殊附加险,Special Risks,Sellers contingent,interest risks,卖方利益险,Frozen products risks,冷藏险,Bulk woodoil risks,散装桐油险,TPND,Theft,Pilferage and Non-delivery,FreshWater/Rain Damage,Shortage,Intermixture and Contamination,Leakage,ClashandBreakage,Taintof Odour,HookDamage,SweatandHeating,Breakage of Packing,Rust,War Risk,Strikes,Failure toDelivery,Import Duty Risk,On Deck Risk,RejectionRisk,Aflatoxin,All Risks,WA/WPA,FPA,General Additional Risks,Special Additional Risks,General Additional Risks,Special Additional Risks,Special Additional Risks,Exclusions,Duration,W/W,Warehouseto warehouse clause-forbasic risks,ShippersWarehouse,Portof shippment,Consignees Warehouse,Portof destination,(terminate60 days lateraftercargos unloaded),The destinationunspecified inthepolicy,（,the responsibility terminate at thebeginningof transfer,）,The periodof claim,shall besubject totheprovisionsof the relevant insurance,transport,or thesales contract,Claimstoinsurancecompanies,within2yearsfromthedateofthecargounloadedfromthemeansoftransport,Claimtotheshippingcompany,15-60daysafterthecargoreachedthedestination,Claimtotheseller,Within60daysofreceiptofthegoods,Themainevidencerequiredininsuranceclaims,Originalinsurancedocuments,Originaltransportdocument,Commercialinvoice,PackingList/WeightList,Inspectionreport/Damage,shortageproof,Claimsheet,InstituteCargoClause,ICC(InstituteofLondonUnderwriters,ILU),6kindsofrisks,ICC(A)-insuranceliabilityisthemostwidely,ICC(B),ICC(C),IWCC,InstituteWarClause-Cargo,ISCC,InstituteStrikesClause-Cargo,MaliciousDamageClause-additionalrisk,InsuranceClause&InsuranceDocument,Insuranceclause,“Insurancetobecoveredbythebuyer”,“Insurancetobecoveredbythesellerfor110%oftotalinvoicevalueagainstAllRisk,WarRiskandSRCCa