商务英语综合教程第三册Unit 7 Insurance Industry

单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,Company Logo,*,LOGO,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,An Integrated Course in Business English,商务英语综合教程 第三册,Company Logo,Unit 7 Insurance Industry,(1),Company Logo,Unit 7 Insurance Industry,(2),Warm-up Activities,I.Pair work,What is insurance?What types of insurance do you know?,II.Group work,1.,Nowadays more and more people purchase insurance to protect themselves.Do you think it necessary?What kind of insurance will you buy?,2.,How do you think of Chinas insurance industry?,Company Logo,Unit 7 Insurance Industry,(3),Notes of Text,1.Insurance Underwriting:保险核保 保险核保是指保险人对投保申请进行审核，决定是否接受承保这一风险，并在接受承保风险的情况下，确定保险费率的过程。在核保过程中，核保人员会按标的物的不同风险类别给予不同的费率，保证业务质量，保证保险经营的稳定性。,2.Insurance Rider/Endorsement:保险批单保险批单是指保险人签发的同意被保险人要求变更保险单内容的书面文件。一般保险批单须粘贴在保险单上，并加盖骑缝章作为保险单的一局部。保险批单是保险人与被保险人变更保险合同的证明文件，一经批改后，保险应按批改后的内容承担责任。,Unit 7 Insurance Industry,(4),3.Insurable Interest:可保利益,保险利益,保险利益是指投保人或被保险人对其所保标的具有法律所成认的权益或利害关系。即在保险事故发生时，可能遭受的损失或失去的利益。投保人对保险标的必须具有可保利益，各国法律把保险利益作为保险合同生效的重要条件，主要有两层含义：一是对保险标的有保险利益的人才具有保险人的资格；二是保险利益是保险合同生效的依据。,Company Logo,Unit 7 Insurance Industry,(5),Text Analysis,Insurance is appropriate when you want to protect against a significant monetary loss.Take life insurance as an example.If you are the primary breadwinner in your home,the loss of income that your family would experience as a result of our premature death is considered a significant loss and hardship that you should protect them against.,当你想要防范重大的金钱损失时，保险是恰当的选择。以人身保险为例，如果你是家中主要的养家糊口者，由于你过早地去世而导致家人收入的减少可被视为一项重大的损失和灾难，因此你要保护他们免受这种损失。,Unit 7 Insurance Industry,(6),take.as an example,把,作为一个例子,(1)Take my studying English as an example.She always regards me as a lazy boy in it.,拿我学英语为例吧，她总以为我不用功,.,(2)Take our Cinderella as an example.The face of Disneys Cinderella face is European,but ours is a Chinese.She looks like a young Chinese country girl,he said.,他说：“就说我们的灰姑娘把，迪士尼的灰姑娘是欧洲人的长相，但我们的是一位中国人。,Unit 7 Insurance Industry,(7),as a result of,adv.,因此，由于；作为,的结果,(1)As a result of evolution,it seems to me that humans should have no more value than any other creature.,由于进化的结果，在我看来，人类并不比其它动物拥有更多的价值。,(2)It is commonly believed that people yawn as a result of drowsiness or weariness because they need oxygen.,普遍看法认为，人们打呵欠是由于困乏或疲倦造成的，因为他们需要氧气。,(3)As a result of all this,their incomes are up and land values have risen.,这一切的结果是，他们的收入增加了，土地的价值也上升了,Unit 7 Insurance Industry,(8),protect.against 保护反对,(1)Once again,this criminalization is seldom used to protect women against violence.,再强调一次，这种违法身份很少用于保护女性免受暴力侵犯。,(2)Vulnerabilities have been found in every cranny and nook of the virtual world and this is why it is very important to protect your phone against malware.,在每个角落都发现存在漏洞，所以说保护你的 免受恶意程序的侵害变得非常重要。,(3)They should protect people against fraud.,他们应该保护百姓免遭欺诈。,Unit 7 Insurance Industry,(9),2.After you have determined that you would like to insure against a loss,the next step is to seek out insurance coverage.Here you have many options available to you but its always best to shop around.,如果你确定投保，下一步是考虑保险险别。有很多公司可供你选择，但最好货比三家。,seek out,找出；搜出；想获得,(1)If you go out and seek out the homeless,give them presents.Thats the best Christmas.,如果你去找出那些无家可归的人，送他们一些礼物，那就是一个最美好的圣诞节了。,Unit 7 Insurance Industry,(10),(2)Seek out those things you can get passionate about and use them to create excellence in your life.,寻找那些可以激发你激情的东西，并利用它们在你的生活中创造卓越。,(3)Seek out an occupation that gives you a sense of meaning,direction and satisfaction in life.,去寻找一个能给你的生命带来意义、价值和让你感觉充实的事业。,(4These are reasons enough to seek out and savour simple pleasures.,这些原因足以让我们去找出并品味简单的快乐。,Unit 7 Insurance Industry,(11),shop around,逐店进行搜购,(1)We also openly encourage our customers to shop around via our comparison links.,我们还公开鼓励客户通过我们的比价链接货比三家。,(2)The internet gives consumers the power to shop around for the best deal at a click of a button.,消费者利用互联网，轻松通过点击一个按钮，就可以找到并完成最合算的商品交易。,(3)You should shop around a bit before making a decision.,你在决定买东西之前应该到处看一看。,Unit 7 Insurance Industry,(12),3.The insurance contract is a legal document that spells out the coverage,features,conditions and limitations of an insurance policy.It is critical that you read the contract and ask questions if you dont understand the coverage.You dont want to pay for the insurance and then find out that what you thought was covered isnt included.,保险合同是一份详述保险单的承保范围、特点、条件及限制的法律文件。关键一点是你必须仔细阅读合同，对于不理解的条款必须问清楚。你不想支付保险费后才发现你认为应该包含的内容却并未涵盖。,Unit 7 Insurance Industry,(13),spell out 讲清楚,(1)If we want people to pay the price of success,we must spell out the cost of failure.,如果我们希望人民为胜利付出代价，那么我们必须讲清楚失败的代价。,(2)He had to spell out the plan in detail to persuade the investors.,为了说服投资人,他不得不把整个方案细细说明清楚。,(3)Now that the issue is in the news,China is under pressure to spell out what is permissible,and what is not.,既然这个问题成了新闻，中国在压力之下就必须说明什么是被许可的，什么是禁止的。,Unit 7 Insurance Industry,(14),it is critical that,关键是,(1)With letters of intent,it is critical that you understand whether the agreed terms are immediately binding or