[全国]2023年中国邮政储蓄银行总行审计天津分局校园招聘历年高频考点试题库答案解析

全国2023年中国邮政储蓄银行总行审计天津分局校园招聘历年高频考点试题库答案解析（图片大小可自由调整）第1卷一.单项选择题(共20题)1.人口平均预算寿命是反映一个国家和地区人民健康水平的重要指标。第六次全国人口普查显示，2010年我国人口平均预期寿命达74.83岁，而建国初期我国人口平均预期寿命只有35岁左右。因此，六十多年前人们认为的老年人现在看起来其实只是中年人。以下项如果为真，最能削弱上述观点。A.建国以来，新生婴儿死亡数量的减少是人口平均预期寿命增加的最重要原因B.建国初期，国家正从战乱转向和平，全国形势仍不稳定，人口数量远低于现在C.建国初期，生活环境比艰苦，人们的营养水平比现在差得多D.随着医学的发展，医疗水平比建国初期有很大提高答案：A 本题解析：因为之前预期寿命是35岁，现在是74.83岁，题干结论认为六十多年前人们认为的老年人是35岁，现在看起来其实只是中年人。A选项指出了建国初期平均预期寿命只有35岁，是因为新生婴儿的死亡数量多，从而降低了平均预期寿命，就能说明，在建国初期，人们并不是认为35岁就是老年人。2.以今年为起点，10年前父亲的年龄是儿子的6倍，10年后父亲的年龄是儿子的2倍，那么 现在父亲、儿子的年龄各是多少岁？（ ）A.40 岁，15 岁B.45 岁，15 岁C.36 岁，12 岁D.45 岁，20 岁答案：A 本题解析：根据“10年前父亲的年龄是儿子的6倍”，直接排除B、C、D，选择A。3.Ive loved my mothers desk since I was just tall enough to see above the top of it as mother sat writing letters. Standing by her chair, looking at the ink bottle, pens, and white paper, I decided that the act of writing must be the more wonderful thing in the world. Years later, during her final illness, mother kept different things for my sister and brother.But the desk, shed said again, its for Elizaheth.I never saw her angry, never saw her cry. I knew she loved me; she showed it in acdou. But as a young girl, I wanted heart-to-heart talks between mother and daughter. They never happened.And a gulf opened between us. I was too emotional. But she lived on the surface.As years passed I had my own family. I loved my mother and thanked her for our happy family. I wrote to her in careful words and asked her to let me know in any way she ebose that she did forgive me. I posted the letter and waited for her answer. None came. My hope turned to disappointment, then little interest and, finally, peace-it seemed that nothing happened. I couldnt be sure that the letter had even got to mother. I only knew that I had written it, and l could stop trying to make her into someone she was not.Now the present of her desk told, as shed never been able to, that she was pleased that writing was my chosen work. I cleaned the desk carefully and found some papers inside-a photo of my father and a one-page letter, folded and refolded many times. Give me an answer, my letter asks, in any way you choose. Mother, you always chose the act that speaks louder than words.Whats the best title of the passage?A.My Letter to MotherB.Mother and ChildrenC.Mv Mothers DeskD.Talks hetween Mother and Me答案：C 本题解析：文章的开头“Ivelovedmymothers desk”以及后面的“Nowthe present ofher desk toldas shedtie,verbeen ableto”可知作者是托物思人以表达自己对母亲的怀念之情，所以最佳标题应是C。4.某商场年底组织抽奖活动，凡购物满880元者均可抽一次奖。在抽奖箱中有10个小球分别标上不同的数字，抽中I号的顾客可获得一等奖奖金1000元，抽中2、3号的可获得二等奖奖金600元，抽中4、5、6号的可获得三等奖奖金200元，抽中7、8、9号的可获得鼓励奖奖金50元，抽中0号的无奖励。那么每一位抽奖者所获奖励的期望值是（）。A.295元B.315元C.355元D.138.7元答案：A 本题解析：5.根据以下资料，回答15题：2008年全年粮食种植面积10670万公顷，比上年增加106万公顷：棉花种植面积576万公顷减少17万公顷；油料种植面积1271万公顷，增加139万公顷；糖料种植面积193万公顷，增加13万公顷。全年粮食产量52850万吨，比上年增加2690万吨，增产54。其中，夏粮产量12041万吨增产26；早稻产量3158万吨，与上年基本持平：秋粮产量37651万吨增产67全年棉花产量750万吨，比上年减产16。油料产量2950万吨。增产148。糖料产量13000万吨，增产67。烤烟产量260万吨，增产196。茶叶产量124万吨，增产64。全年肉类总产量7269万吨，比上年增长59。其中，猪肉产量4615万吨，增长76；牛肉产量610万吨，下降05；羊肉产量376万吨，下降18。生猪年末存栏46264万头，增长52；生猪出栏60960万头，增长79。牛奶产量3651万吨，增长36；禽蛋产量2638万吨，增长43。全年水产品产量4895万吨，增长31。其中，养殖水产品产量3426万吨。增长45；捕捞水产品产量1469万吨与上年持平。以下说法不正确的是（）。A.2008年棉花的单产为1.3吨公顷B.2007年猪肉产量占肉类总产量的60以上C.2008年早稻、夏粮、秋粮产量均有较大增长D.2008年水产品产量增加147万吨答案：C 本题解析：A项，2008年棉花单产为750万吨576万公顷=13吨公顷，A正确；B项，2007年猪肉产量为4615(1+76)，肉类总产量为7269(1+59)，猪肉产量占比为，B正确；C项，早稻产量与上年基本持平，C错误：D项，2008年水产品产量增加48954895(1+31)=147万吨，D正确。因此，只有C项错误。6.信用社当年发生的广告费支出，不超过营业收入( )的部分在营业费用科目广告费账户据实列支。A.1%B.2%C.3%D.4%答案：B 本题解析：暂无解析7.February18thRuth Walter2921 Cypress LaneSmith field，UT 00375Dear MsWalter，It has come to our attention that you have failed to remit payment for service provided during the two billing periods of 715814 and 9151014 last yearOur records indicate that multiple bills for these periods have been sent to your address with out replyAt this pointwe are regrettably required to take stronger measuresIf by April 15 we have not received payment in full，including all late fees charged，we will be forced to terminate service to your residenceFor further information about this action，or to verify the amount of your outstanding balance，please call our Customer Service Center at l8885553802。or write to the following address：Accounts Payable DivisionNorthern Utah Gas&Power55755 State Highway 1 6Logan，UT 00378February 27thAccounts Payable DivisionNorthern Utah Gas&Power55755 State Highway l 6Logan，UT 00378Service representative，I recently received a notification of outstanding charges on my accountI am very confused and distressed by the situation outlined in your letterFirst of all，I am certain that I paid for all services during the two billing period in questionThe payments were on time and for the correct amountI used your companyS automated telephone billing system and paid with my credit cardI am including transaction receipts from my credit card company that list these payments and the dates on which they were processed by your company.After I had paid then，I did receive multiple bills for the periods 715814 and 9151014 as stated in your letterI tried repeatedly to report this error to your company via the customer service email system，but I never received a responseI am also attaching copies of these emails for your reviewThese documents clearly show that I have made all payments in a timely fashion，and I hope they will help you resolve this situationIf you have any more questions for me，please contact me by phone(555-7690)or email(rwalt79mzmailcom)Ruth WalterWhy did Northern Utah Gas&Power write to MsWalter?A.To announce recent changes to its available servicesB.To notify her of a new policy regarding late feesC.To apologize for overcharging her accountD.To inform her of penalties she may be subject to答案：D 本题解析：第二段第二句中说，公司对于滞纳费用要采取强制措施，接下来再对措施进行具体说明，故选D。8.The economy of the United states after 1952 was the econnomy of a well-fed,almost fully employed people. Despit occasional alarms, the country escaped any postwar depression and lived in a state of boom. A n economic survey of the year 1955, a typical year of the 1950s, may be typical as illustrating the rapid economic growth of the decade. The national output was value at 10 percent above that of 1954 (1955 output was estimated at 392 billion dollars). The production of manufacturers was about 40 percent more than it had averaged in the years immediately following World War 2. The countrys business spent about 30billion dollars for new factories and machinery. National income available for spending was almost a third greater than it had been it had been in 1950. Consumers spent about 256 billion dollars; that is about 700 million dollars a day ,or about twenty-five million dollars every hour , all round the clock. Sixty-five million people held jobs and only a little more than two million wanted jobs but could not find them . Only agriculture complained that it was not sharing in the room. To some observers this was an ominous echo of the mid-1920s . As farmers shre of their products declined , marketing costs rose. But there were , among the observers of the national economy, a few who were not as confident as the majority . Those few seemed to fear that the boom could not last and would eventually lead to the oppsite-depression. It can be inferred the national from the passage that most people in the United States in 1955 viewed the national economy with an air of _ _. A.confidenceB.confusionC.disappointmentD.suspicion答案：A 本题解析：暂无解析9.记账凭证的内容之一是所附原始凭证的张数和其他附件资料，其“所附原始凭证的张数”必须使用（ ）A.阿拉伯数字小写B.阿拉伯数字大写C.中文汉字数字大写D.压数机压上阿拉伯数字小写答案：A 本题解析：填制记账凭证时，应使用阿拉伯数字的小写填写所附附件的张数10.Women are also underrepresented in the administration and this is because there are so few women full professors. In 1985,Regent Beryl Milburn produced a report blasting（轰动 ）the University of Texas System administration for not encouraging women.The University was rated认为 among the lowest for the system.In a 1987 update ,Milburn commended the progress that was made and called for even more improvement.One of the positive results from her study was a System-wide program to inform women of available administrative jobs.College of Communication Associate Dean Patrica Witherspoon,said it is important that woman be flexible when it comesto relocating if they want to rise in the ranks.Although a woman may face a chilly climate on campus , many times in order for her to succeed , she must rise above the problems around her and concentrate on her work.Until women make up a greater percentage of the senior positions in the University and all academia,inequities will exist存在.Women need to spend their energies(精力energy) and time doing scholarly activities that are important here at the University. Spirduso saiD. If they do that will be successful in this system.If they spend their time in little groups mourning the sexual discrimination that they think exists here, they are wasting valuable study time.According to Spirduso,women need to _.A.produce a report on sexual discriminationB.call for further improvement in their working conditionsC.spend their energies and time fighting against sexual discriminationD.spend more time and energy doing scholarly activities答案：D 本题解析：暂无解析11.园丁给小区的花池种月季花。如果每个花池种8棵月季，则缺少15棵。如果每个花池种 6棵月季，则缺少1棵。那么一共有月季花（ ）棵。A.37B.39C.40D.41答案：D 本题解析：设花池有X个，月季花有y棵，根据题意可列方程：12.从利率管理的角度看，市场利率（ ）。A.由货币当局决定B.有时由货币当局决定，有时由市场货币资金供求关系直接决定C.由市场货币资金供求关系直接决定D.由货币当局和市场货币资金供求关系共同决定答案：C 本题解析：暂无解析13.100多年前，英国人威里璧只能依靠租用的马队完成漫漫的西藏探险历程。今天，当世界各地的旅行者和探险家 ，驱车饱览雪域高原神秘文化和秀美风光的时候， 的公路交通网早已把最初探索者们留下的艰难足迹 在历史风尘中。依次填入横线部分最恰当的一项是（ ）。A.纷至沓来 纵横交错 湮没B.接踵而至 车水马龙 埋没C.络绎不绝 川流不息 消逝D.摩肩接踵 井井有条 消失答案：A 本题解析：根据第三空句子中的“把”可知，此处应填入-个能与“把”连用的表示被动的 词语，而“消逝”、“消失”不具有被动含义，故排除C、D两项。再根据第二空修饰的“公路交通网”可 知，“纵横交错”更恰当，故本题正确答案为A。14.温家宝总理在十一届全国人大三次会议上作政府工作报告时强调，要努力建设以（ ） 为特征的产业体系和消费模式，积极参与应对气候变化国际合作，推动全球应对气候变化 取得新进展。A.可持续发展B.低碳排放C.科学发展D.绿色环保答案：B 本题解析：温家宝总理在十一届全国人大三次会议上作政府工作报告时表示，要打 好节能减排攻坚战和持久战。一要以工业、交通、建筑为重点，大力推进节能，提高能源效率。 二要加强环境保护。三要积极发展循环经济和节能环保产业。四要积极应对气候变化。温总 理强调，要努力建设以低碳排放为特征的产业体系和消费模式，积极参与应对气候变化国际合 作，推动全球应对气候变化取得新进展。15.（767567）（675675678）（7675675678）（67567）（）。A.39764B.39674C.39476D.39746答案：D 本题解析：设767567a，675675678b，则原式ab（a5678）（b5678）ab（ab5678b5678a56782）5678（ab5678）5678739746。16.一位哲人说过：“单凭观察所得的经验，是决不能充分证明必然性的。这是如此正确，以致 不能从太阳总是在早晨升起来推断它明天会再升起。”这表明（ ）。A.所谓事物的因果联系，不过是人们在观察中所形成的习惯性联想B.感性认识必须上升到理性认识C.人们只能认识事物的现象，不能认识事物的本质D.归纳法只能得出或然性的结论，这种结论在认识中没有任何价值答案：B 本题解析：经验的认识属于现象的认识，当然不能替代对本质的认识。仅从过去每曰看到太阳升起这一现象，运用简单枚举的归纳法是无法得出太阳每天都会升起这一必然性的结论的。只有掌握了天体运行的规律，懂得太阳与地球必然的联系，才会得出这一结论。这恰恰说明，感性认识必须上升到理性认识。据此，B为应选项。A项错误，该命题否认了因果联系的客观性。C项错误，该命题表述的乃是不可知论。D项错误，归纳法分为简单枚举归纳法与科学归纳法两类。前者得出的结论是或然性的，后者得出的结论是必然性的，另外，即使或然性的结论，在认识中也有一定的价值。17.2013年12月26日，中国社科院和社会科学文献出版社共同发布的社会蓝皮书显示，2012年，我国城镇居民人均可支配收入达24565元，是1978年的11.5倍，年均增长7.4%，农村人均纯属收入达到7917元，是1978年的11.8倍，年均增长7.5%，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到13649.1元;农村居民人均纯收入达到4817.5元。从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和17804元，北京排名第二，城镇居民人均可支配收入为36469元，农村人均纯收入16476元。从收入高低对比来看，2012年，我国城乡居民高收入家庭(最高20%收入家庭)人均收入为43797.5元;低收入家庭人均收入只有1587.7元。根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为35.5%;认为物价会平衡上涨的人数比重为48.3%;其他观点的人数比重为16.2%。资料数据表明，2012年北京城乡收入比为A.2.21：1B.1：3.21C.1：2.21D.3.21：1答案：A 本题解析：2.21:1解析：由第二段可知，北京城乡居民收入分别为36469元、16476元，所求之比为36469:1647636:16=2.X:1，A项满足。18.配方奶被阪崎肠杆菌污染主要有两个来源：一是奶粉本身就含有少量阪崎肠杆菌；二是通过周围的环境和被细菌污染的器具或者双手进入配方奶。因此，世界卫生组织建议用不低于70摄氏度的水来冲调婴儿的配方奶。以下陈述如果为真，哪项是上述结论的前提？（）A.婴幼儿腹泻的主要原因是阪崎肠杆菌B.70摄氏度以上的水可杀死阪崎肠杆菌C.水温低于70摄氏度不会影响奶粉的营养D.绝大多数细菌无法在沸水中存活答案：B 本题解析：此题为加强论证题型。第一步：找论点论据。论点：用不低于70摄氏度的水来冲调婴儿的配方奶；论据：配方奶被阪崎肠杆菌污染。第二步：逐一分析选项。A项：题干中没有提到婴幼儿腹泻的问题，选项中也没有提为什么要用不低于70摄氏度的水冲调配方奶，话题不一致，排除；B项：在论据和论点之间进行了搭桥，解释了为什么要用70摄氏度以上的水可冲调婴幼儿配方奶。可以加强；C项：说的是水温低于70摄氏度结果会怎么样，题干中说的是用70摄氏度以上的水结果会怎么样，话题不一致，排除；D项：绝大多数细菌在沸水中无法存活，但是无法确定阪崎肠杆菌在70摄氏度以上的水中能否存活，属无效论据，排除。故本题正确答案选B。19.2005年，浙江省各市、县（市、）区）本级财政科技拨款约为：A.34.81亿元B.34.63亿元C.34.35亿元D.34.05亿元答案：D 本题解析：05年浙江省各市、县（市、区）本级财政科技拨款44.6/（1+31）34.05亿元。20.2013年12月26日，中国社科院和社会科学文献出版社共同发布的社会蓝皮书显示，2012年我国城镇居民人均可支配收入达24565元是1978年的ll5倍，年均增长74，农村人均纯收入达到7917元，是1978年的ll8倍，年均增长75，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l36491元；农村居民人均纯收入达到48175元。从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元农村人均纯收入16476元。从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20收人家庭)人均年收人为437975元：低收入家庭人均年收入只有15877元。根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为355：认为物价会平稳上涨的人数比重为483；其他观点的人数比重为l62。2012年我国城乡居民高收人家庭人均年收入是低收人家庭的（ ）。A.29.6倍B.28.6倍C.27.6倍D.30.6倍答案：C 本题解析：由第三段可知，我国城乡居民高收人家庭人均年收入为437975元，低收人家庭的为1587.7元，则所求为只有C项满足，二.多项选择题(共20题)1.为推广二维码支付，咖啡店举行了“扫码支付随机减”活动。客人们对这种新的支付方式很好奇，也有很多的的问题，这是就需要你耐心给他们介绍。你在给客人们介绍二维码的过程中，可以告诉他们哪些相关的内容?(请选择正确的几项)A.二维码在水平和垂直方向都可以存储信息B.二维码能存储字母、数字、汉子和图片等信息C.使用若干个与十进制相对应的几何形体来表示文字数值信息D.二维码具有条码技术的一些共性，每种码制有其特定的字母集，且每个字母占有一定的宽度答案：A、B、D 本题解析：ABD。A 二维码在水平和垂直方向都可以存储信息;B 二维码能存储字母、数字、汉子和图片等信息;D 二维码具有条码技术的一些共性，每种码制有其特定的字符集，且每个字母占有一定的宽度。2.中国证监会 10 月 17 日正式发布了关于改革完善并严格实施上市公司退市制度的若干意见 ，该意见从多个方面改革完善了退市制度，包括（） 。A.健全上市公司主动退市制度B.明确实施重大违法公司强制退市制度C.严格执行市场交易类、财务类强制退市指标D.加强退市公司投资者合法权益保护答案：A、B、C、D 本题解析：暂无解析3.银行业监督管理机构从事监督管理工作的人员有（）情形之一的，依法给予行政处分；构成犯罪的，依法追究刑事责任。A.违反规定对银行业金融机构进行现场检查的行为B.滥用职权、玩忽职守的其他行为C.违反规定查询账户或者申请冻结资金的行为D.违反规定对有关单位或个人进行调查的答案：A、B、C、D 本题解析：暂无解析4.下列对税负转嫁的说法，正确的有( )。A.经济交易是税负转嫁的必要条件B.课税范围越窄.税负越容易转嫁C.对生活必需品课税.税负容易转嫁D.对非生活必需品课税.税负容易转嫁E.税负转嫁情况如何还与商品的竞争程度有关答案：A、C、E 本题解析：课税范围越窄，越容易对商品购买者产生替代效应，使需求更具弹性，课税商品价格的提高就变得很难，税负因此难以转嫁。故选项B错误。生活必需品需求弹性小因而税负容易转嫁；同理，非生活必需品，税负不易转嫁。选项D错误。5. 建行的龙卡通在原有转账、消费、存取现、缴费、代收代付等传统银行卡功能的基础上，增加了( )及其他理财签约服务等更多增值功能。 A.一卡多账户B.投资理财C.跨银行款D.房e通答案：A、B 本题解析：暂无解析6.我国学者以马克思的货币流通规律为基础，得到的货币需求的计量模型是（ ）。A.Md=f（y，i）B.Mdp=f（YP，r）C.Md=（1+n）（1+p）（1+V）一1D.PT/V=MdE.Md= n+ p一V答案：C、E 本题解析：暂无解析7.根据工业品如何进入生产过程和相对昂贵这两点进行分类，可以将其分成（）。A.供应品和商业服务B.资本项目C.材料和部件D.非渴求品答案：A、B、C 本题解析：根据如何进入生产过程和相对昂贵这两点来进行分类，可以把工业品分成三类；材料和部件，指完全要转化为制造商所生产的成品的那类产品；资本项目，指部分进入产成品中的商品，包括两个部分：装备和附属设备；供应品和商业服务，指根本不会形成最终产品的那类物品。8.African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the worlds ivory Their population has been dwindled from 13 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed The poachers now must kill times as many elephants to get the same quantity of ivory, explained Curtis Bohlen, Senior vice president of the World Wildlife FundThough its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is overIn the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away The US government brought that argument, and by weeks end the twelve nation European Community had followed with its own banSince many of the older, bigger-tusked animals have already been destroyed, what did the poacher do?A.They gave up poachingB.They killed more elephants to get the same quantity of ivoryC.To them, game is overD.They realized it was illegal to slaughter elephants答案：B 本题解析：本题为细节考查题。文中第一段提到“The poachers now must kill tames as many. elephants to get the same quantity of ivory”，由此可知，偷猎者现在必须捕杀更多倍的大象去得到相同量的象牙。答案B是最佳答案。9.90名参加军训的学生进行射击训练，其中高中生每人射击20发手枪子弹，本科生每人射击10发步枪子弹和20发手枪子弹，研究生每人射击20发步枪子弹和30发手枪子弹。若所有学生共消耗步枪子弹800发，手枪子弹2100发，则参加射击训练的本科生比研究生：A.多20人B.少20人C.多10人D.少10人答案：D 本题解析：第一步，本题考查基础应用题，用方程法解题。第二步，由高中生射击20发手枪子弹，本科生射击10发步枪和20发手枪子弹，研究生每人射击20发步枪子弹和30发手枪子弹，分别设高中生、本科生和研究生人数为x、y和z，可得x+y+z=90；根据共消耗步枪子弹800发，可得10y+20z=800；根据共消耗手枪子弹2100发，可得20x+20y+30z=2100。第三步，解得x40，y20，z=30，故本科生比研究生少10人。因此，选择D选项。10.影响利率水平的因素主要有（ ）。A.平均利润率B.货币资金供求关系C.货币政策D.国际金融市场利率E.企业平均成本答案：A、B、C、D 本题解析：暂无解析11.完善的货币政策工具体系主要由（）组成。A.一般性货币政策工具B.特殊性货币政策工具C.选择性货币政策工具D.补充性货币政策工具答案：A、C、D 本题解析：货币政策工具是指中央银行为了实现货币政策目标而采取的具体措施和手段。完善的货币政策工具体系主要由一般性货币政策工具、选择性货币政策工具、补充性货币政策工具组成。12.根据以下资料回答6-9题：材料要点本题材料是具体数量型扇形图。本题按照图例的顺序进行排列。不是按照指标的数据大小顺序来排序的；图中有一个名为“欧盟其他国家”的部分，说明它是几个国家的合计。标题：2002年欧盟各国GDP值比例图单位：亿欧元分类：比利时、法国、德国、意大利、荷兰、英国、丹麦、西班牙、奥地利、瑞典、欧盟其他国家从上图可以推出的结论是（）。瑞典与比利时的GDP总量相差最少前五名之外的其他国家的GDP总量小于德、法两国GDP总量之和英国GDP总量比德国GDP总量少的比例小于丹麦GDP总量比瑞典GDP总量少的比例A.只有B.只有C.只有D.、均正确答案：D 本题解析：，瑞典与比利时的GDP相差2538-2449=89亿欧元，是图中各数据间相差最小的，是正确的。，GDP排名前五名的国家德国、英国、法国、意大利和西班牙的GDP之和为20740+15980+14760+12190+6533=70203亿欧元，其余的国家GDP之和为88644970203=184419亿欧元，德国GDP总量为20740亿欧元，已经大于其余的国家GDP之和，正确。这时，已经排除了A、B、C，应选D。验证英国GDP比德国GDP少1-1598020740100=2295，丹麦GDP比瑞典GDP少117792449100=2736，前者小于后者，正确。13.受限于资产证券化的发展进程，在我国，影子银行主要以哪些形式出现？（ ）。A.理财产品B.民间借贷C.信托贷款D.私募基金答案：B、C、D 本题解析：影子银行是指游离于银行监管体系之外、可能引发系统性风险和监管套利等问题的信用中介体系（包括各类相关机关和业务活动）。14.有人提出，可以通过医患共同决策机制来缓和当前紧张的医患关系，即让患者参与到医疗决策过程中，让患者有更多的知情权，了解医生在治疗方案制定上的考虑和想法。同时，医生也可以通过对患者的了解，将患者的心理社会因素考虑到治疗方案之中，这样有助于制定一个更加个性化的治疗方案，让患者获益。下列选项如果成立，不能质疑上述机制可行性的是：A.医患共同决策机制会增加医生诊疗时间和患者候诊时间，可能引发新的医患矛盾B.患者的医学知识有限，可能无法理解医生在制定治疗方案过程中的考虑和想法C.共同决策机制要求医生用更多的时间和精力与患者或其家属进行充分的沟通与了解D.