[浙江]2022年光大银行绍兴分行社会招聘（121）笔试参考题库答案详解

浙江2022年光大银行绍兴分行社会招聘（121）笔试参考题库答案详解（图片大小可自由调整）第1卷一.单项选择题(共50题)1.在自然数1至50中，将所有不能被3除尽的数相加,所得的和是（ ）。 a. 865 B. 866C. 867 D. 868 A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：150所有数字的和为（1 + 50) X50/2= 1275,150能被3整除的数字 和为（3 + 48)X16/2 = 408，因此将所有不能被3除尽的数相加，和为1275 408 = 867。2.风险识别包括（ ）两个环节。A.感知风险和检测风险B.计量风险和分析风险C.感知风险和分析风险D.计算风险和监控风险答案：C 本题解析：风险识别是指在风险事故发生之前，人们运用各种方法系统地、连续地认识所面临的各种风险以及分析风险事故发生的潜在原因。风险识别过程包含感知风险和分析风险两个环节3.An increase in a nations rate of savings ultimately( ) to lower interest rates for business and consumer loans.A.leadB.leadsC.leaderD.leading答案：B 本题解析：暂无解析4.20世纪90年以来，国家制定的-系列教育法规都对残疾人教育做了明确规定，并将残疾人教育纳入国家教育改革和发展的总体规划。残疾人教育已成为我国教育事业的一个重要组成部分，是对视力、听力、言语、智力、肢体有残疾的人实施的教育。它包括学前教育、基础教育、高等教育、职业技术教育和成人教育，其中中等职业教育是残疾人教育的主体, 当代在残疾人数中越发强调社会融入的价值和意义。从社会学视角来看，社会融入是处于弱势地位的主体能动地与特定社区中的个体与群体进行反思性、持绩性互动的社会行动过程。针对残疾人的社会融入，强调处于弱势地位的残疾人通过职业教育能动地与学校内部、周边社区、工作单位中的个体与群体进行反思性、持续性互动的社会行动过程。社会人视角下残疾人面临三类困境:首先是残疾人融入日常社会生活困难。肢体残疾和盲人对物质环境无障碍的要求较高，由于物质环境的诸多障碍，他们往往选择在家里，很少出门，造成生活上与社会的隔离。我国听力语言残疾人日常生活的最大障碍是语言沟通困难，他们去商店购物，去银行办理业务和到车站买票等都会不同程度遇上语言沟通困难，有许多听力语言残疾人往往会放弃这些日常生活行为，依赖于家人帮助满足日常生活需求，把自己隔离在普通社会生活之外。智力精神残疾和多重残疾人生活隔离现象更加严重。当前，由于残疾人家庭支持力量有限，社会支持体系又不够健全，上述三类残疾人往往得不到适当的照顾，被隔离关闭，生活在相对封闭的世界里。其次是残疾人接受融合教育困难。为保证残疾儿童少年平等受教育的权利，我国建立了以随班就读为主体，特殊教育学校力骨干的特殊教育体系，期更多的残庆儿能够进入普通学校接受育，实现融合教育。但是由于随班就读制度背后的各项资源配置不到位以及特殊教学校与主流社会隔离的不利因索影响,使残疾儿童还不能完全融入到真正的教育体系。最后是残疾人在普通单位就业困难。残疾人就业客观存在着就业率低，就业层次低和就业不稳定的问题，这些问题已经得到了普遍关注并有所缓解，但是多数残疾人隔离式就业导致他们融入社会水平不高需要得到进一步重视。残疾人劳动就业是残疾人走向社会和与社会的重要标志，实现就业的残疾人中大部分被隔离在福利企业或者个体灵活就业中，对这些残疾人自身来说，实现就业虽然能够有效改善其自身生活状况，特别是拥有了固定收入后的生存保障，但是在相对隔离的环境中就业，并不能改善他们的社会地位促进他们充分与社会生活，无法很好的融入社会。根据材料的表述，下列做法中对于残疾人社会融入促进效果最为明显的是()。A.加大残疾人家庭的支持力度B.在求学就业中减少隔离鼓励融合C.提供更多适应残疾人劳动就业的岗位D.鼓励残疾人在特殊教育学校接收教育培训答案：B 本题解析：无论是日常生活的融入，还是教育的融入，-直都在强调融合的重要性，ACD只是关于日常生活和教育的片面措施，效果更为明显的应该是B项，在在求学就业中少隔离鼓励融合。故正确答案为B。5.任何目标都必须是实际的、可衡量的，不能只是停留在口号或空话上。制定目标的目的是为了进步，不去衡量，你就无法知道自己是否取得了进步。所以你必须把抽象的、无法实施的、不可衡量的大目标简化成为实际的、可衡量的小目标。这段话的核心意思是：（ ）A.制定目标后必须付诸实施 B.没有小目标就没有大目标C.小目标才有实际意义 D.目标要能衡量、可实施答案：D 本题解析：材料的第一句为主旨句，已经将这段话的核心意思说明，即目标都必须是实际的、可衡量的；后面一句是对如何实现目标做进一步说明。6._ new buildings will be built in my hometown.A.A great deals ofB.A lots ofC.A plenty ofD.A great number of答案：D 本题解析：A应为A great deal of，B应为A lot of或Lots of，C应为Plenty of，D项正确。7.世界人均淡水水量约8300立方米，但每年有23以洪水形式流失，其余13成为饮用水和灌溉用水。由于工业化和人类用水量的增加，目前世界用水量与1990年相比增加了近10倍。可见未来的淡水不足足以构成经济发展和粮食生产的制约因素之一。这段话主要支持了这样一个论点，即（）。A.世界人均淡水量日趋减少B.很多因素造成全球性水资源短缺C.洪水和工业化是造成水资源短缺的主要因素D.淡水不足将制约经济发展和人民生活答案：D 本题解析：文段最后一句“可见未来的淡水不足足以构成经济发展和粮食生产的制约因素之一”揭示了作者的论点。即淡水不足将制约经济发展和人民生活。故答案选D。C项有一定迷惑性。C项比较片面，没有体现出作者在文末得出的论点。且仔细比较原文。就会发现C项本身就是错误的。原文说的是“淡水”，而C项偷换了概念。换成了“水资源”。8.第45题答案是_A.imagineB.enjoyC.meanD.regret答案：C 本题解析：考查动词辨析。meanit意为“这样对方就会明白你有道歉的意思”。it在这里指道歉的行为。9.A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：10.Questions 173-175 refer to the following letter.Excelon Travel Service, Inc711 Market StreetSan Francisco, California 94102Dear Mr. Miza:Thank you for giving Excelon Travel Services the opportunity to arrange your family s vacation travel plans. As an additional service to you, we have provided an overview of your travel and hotel arrangements （all times are local）:Upon your arrival at Honolulu, your rental car will be waiting for you - just go to the Fritz Rentals service desk. As we discussed, room reservations have been made at the Mahalo Hotel; directions to the hotel will be available at the car rental desk.We pride ourselves on over twenty years of providingthe highest level of customer satisfaction and would very much appreciate your feedback on your experience with Excelon Travel Services. To help us continue to improve, please visit our Web site at and fill out our customer satisfaction survey.Once again, thank you very much for your business.Sincerely,Janet S. OnoJanet S. OnoCustomer Service Associate Excelon Travel ServicesWhere will Mr. Mirza get directions?A.At the travel agencyB.At the Fritz Rentals deskC.At the Mahalo HotelD.At Excelon s Web site答案：B 本题解析：暂无解析11.我们欣赏中外精彩的绘画，可以举出它们很多优点，潇洒自然常常是它们共同的长处。画师选择某种素材入画，可以经过十分严格的选择，_体现于画幅上，_往往十分自然。卓越的画师，_敢于画壮丽雄伟的山川，气象万千的远景，也敢画平常的静物，画嬉戏的小孩，画断脚的螃蟹，画蛀孔的蔬菜_一经他选中入画，也就涉笔成趣，给人一番自然的美感。填入横线部分最恰当的一项是（）。A.所以 就 不但 只要B.但是 却 因为 所以C.因此 就 不但 而且D.但是 却 不但 而且答案：D 本题解析：前两句为转折关系，故排除A、C，后两句为递进关系，可排除B项，故答案为D。12.A growing number of countries want to phase out coal entirely, a transition eased by cheap natural gas and cost of wind and solar power. That is good news. Coal has been the largest engine of change to date, accounting for nearly a third of the rise in average temperatures since the Industrial Revolution. Any pressure on it therefore counts as progress.Asia accounts for 75% of the worlds coal demand. The Chinese goverment has taken steps to limit pollution and support renewables. Yet coal consumption there rose in 2018, as it did the year before. In India coal demand grew by 9% last year. In Vietnam it swelld by altmost a quarter.To keep the rise in global temperatures to no more than 1.59C relative to pre-industrial times, climatologists insist that almost all coal plants must shut by 2050, which mcans starting to act now.Todays trends would keep the last coal plant open until 2079, cstimates UBS, a bank. Asias coal-fired power regiment has a sprightly avcrage age of 15, compared with a creaky 40 years in America, close to retirement.There are several reasons for this, but one stand out govemment I support. In India state-owned companies invest more than $6bn in coal mining and coal-fired power each year,statebacked banks provide some $10.6bn in financing. Indoncsia doles out more than S2bn annually for consumption of coalfired power. Japan and South Korca finance coal projccts outside their borders.Govermment support is hardly surprising. State-backed coal firms make money and create jobs. W ind turbines and solar panels provide power only intermittently; for now, dirtier power plants are needed as back up. Gas is pumelling coal in America, but remains a bit-player in India and much of South-East Asia, since it has to be imported and is relatively expensive.Neverheless, govermments betting on coal face three big risks. One is environmental.Emissions from coal plants that are already built- -let alone new ones- will ensure that the world exceeds the level of carbon-dioside emissions likely to push global temperatures up by more tham 1.5%C.There is an cconomio risk, too. Public-sector zeal for coal is matched only by private-sector distaste. Banks, including Asian ones, have increasingly said they will stop funding new coal plants. Wind and solar farms make coal look increasingly expensive. A study has found that private banks provided thre-quarters of loans to Indian renewables projects last year, state-backed banks doled out two-thirds of those for coal.And then there is politics. Voters do not like breathing soot. More of them are concemed about elimnate change, too, as they face unpredictable growing seasons, foods and droughts.According to this passage, which energy is the key factor to climate change?( )A.oilB.coalC.gasD.solar panels答案：B 本题解析：由第一段第二句话“Coal has been the largest cngine of change to date, accounting for nearly a third of the rise in average tcmpcratures sinee the Industrial Revolution.”可知B项表述正确，所以答案选B。13.物理知识在体育中的应用，下列说法错误的是（ ）。A.跳远运动员快速助跑能够跳的更远是利用了惯性原理B.跳板跳水前，运动员进行走板是为了与跳板达到共振C.国际乒乓秋联合会将小球改为大球的旨在提高旋转速度D.短道速滑冰刀刀刃弧度大是为了减少和冰面的接触面积答案：C 本题解析：本题属于物理化学题目。A项，快速助跑能获得更大的初始速度，使得运动员的惯性更大，从而跳的更远。故正确，排除；B项，共振是指一物理系统在特定频率下，比其他频率以更大的振幅做振动的情形。跳水运动员走板是为了达到共振，从而能跳的更高获得更长的在空中停留的时间完成动作。故正确，排除；C项，为了提高乒乓球运动的观赏性，国际乒乓球组织决定用直径为40毫米的乒乓球。故错误，当选；D项，短道速滑冰刀的特点是刀身短、刀刃底部有弧度，与冰面接触面积很小，便于在弯道时滑弧线前进。故正确，排除。因此，选择C选项。14.根据下列资料，回答问题。2011年，粮食总产量达到57121万吨，比2002年增长25.0%，年均增长2.5%，连续5年稳定在5亿吨以上，其他主要农产品也稳中有增。2002、2011年农业产值结构变化大豆占粮食总产值的比重最高的是（）年。A.2006B.2007C.2008D.2009答案：A 本题解析：本题考察比重计算。四个选项列式为，对四个分数进行估算，第二个、第四个明显小于第一个，第三个分子增加率小于分母，估算小于第一个。或者用差分法，第一个分数与第三个分数的差分数为，第一个分数大于差分数，所以大于第三个分数。故本题正确答案选A。15.119，327，545，783，( )A.7161B.8353C.9161D.9355答案：C 本题解析：数列每一项分为三个部分。第一个数字是1、3、5、7、(9)，为奇数列；中间部分是1、2、4、8、(16)，公比为2的等比数列；最后一个数字是9、7、5、3、(1)，公差为一2的等差数列。将三个数列的最后一项组合得(9161)。16.Although he is in financial difficulties, he is ()to accept my offer of the loan of twenty thousand dollars.A.reliableB.regularC.reluctantD.religious答案：C 本题解析：虽然他经济有困难，他还是不愿意接受我借给他的两万块。17.1913 ，1616 ，1319 ，1022 ，（）A.724B.725C.526D.726答案：B 本题解析：1913，1616，1319，1022 每个数字的前半部分和后半部分分开。即：将1913 分成19，13。所以新的数组为，（19，13），（16，16），（13，19），（10，22），可以看出19，16，13，10，7 递减3，而13，16，19，22，25 递增3，所以为725。18.在PowerPoint中，如需要在当前的幻灯片中加入自己的相片，要用到（ ）菜单。A.格式B.插入C.编辑D.设置答案：B 本题解析：点击“插入”，选择“图片”选项，再选择自己想要插入的图片即可。19.在营销计划实施控制的过程中，首先要明确的问题是（ ）。A.正在发生什么情况B.发生情况的原因是什么C.应该采取哪些措施D.要取得什么成就答案：D 本题解析：暂无解析20.Questions 76-80 refer to the following information.Disagreements among economists are legendary, but not on the issue of free trade. A recent survey of prominent economists both conservative and liberal concluded that an economist who argues for restricting international trade is almost as common today as a physician who favors leeching.Why the International free trade, economists agree, makes possible higher standards of living all over the globe.The case for free trade rests largely on this principle: as long as trade is voluntary, both partners benefits, otherwise they wouldnt trade. The buyer of a shirt, for example, values the shirt more than the money spend, while the seller values the money more. Both are better off because of the sale. Moreover, it doesnt matter whether the shirt salesman is from the United States or Hong Kong （or anywhere else）.The vast majority of American manufactures face international competition. This competition forces companies to improve quality and cut costs. By contrast, protectionism encourages monopoly, lower quality and higher prices.Americans pay an enormous price for protection over $60 billion a year, or $1000 for a family of four. Thanks to protectionism, for example, American consumers pay twice the world price for sugar.Free trade also makes the world economy more efficient, by allowing nations to capitalize on their strengths. The United States has an advantage in food production, for instance, while Saudi Arabia has an advantage in oil. The Saudis could undertake massive irrigation to become self-sufficient in food, but it is more economical for them to sell oil and purchase food from us. Similarly, we could become self-sufficient in petroleum by squeezing more out of oil shale. But it is much less costly to buy some of our oil from Saudi Arabia. Tarde between our two countries improves the standard of living in both.Protectionism is both wasteful and unjust. It taxes most heavily the people who can least afford it. Thus, tariffs that rise the price of shoes burden the poor more than the rich. Despite the powerful case for free trade, the United States and the rest of the world have always been protectionist to some degree. This is because free trade benefits the general public, while protectionism benefits special interest group, which are better organized, better financed and more informed. To make matters worse, much of what we hear on this issue is misinformation spread by the special interests themselves.What is the authors attitude toward protectionism denoted from the fifth paragraph?A.IronicB.SincereC.GratefulD.Appreciative答案：A 本题解析：暂无解析21.2014 年11 月5 日至11 日，亚太经合组织（APEC）领导人会议周活动在北京举行。今年APEC 会议的主题是（ ）。A.活力亚洲、世界引擎B.建立一无缝之区域经济C.共建面向未来的亚太伙伴关系D.融合谋发展，创新促繁荣答案：C 本题解析：2014 年APEC 会议的主题是：其建面向未来的亚太伙伴关系。故本题答案选C。22.中国农业银行是（ ）。A.国家专业银行B.国有独资银行C.国有合资银行D.国有控股商业银行答案：D 本题解析：中国农业银行相继经历了国家专业银行、国有独资商业银行和国有控股商业银行等不同发展阶段。目前为国有控股商业银行。23.在用于衡量国际收支状况的局部差额中，反映实际资源跨国转移状况的是（）A.贸易差额B.经常差额C.基本差额D.综合差额答案：B 本题解析：暂无解析24.Questions 64-66 refer to the following article.NEW YORK, November 19-New Yorks Women in Business Association announced that Anita Huntington, vice president of marketing for Kuiper Hotels, and Mary Foster, general manager of Longwood Hotels & Resorts, were recently selected as this years Venture Award recipients. The Venture Award was established twenty years ago to recognize the contributions made by female executives to their communities. This years cowinners are the founders of Art on the Move, a charitable organization that provides art scholarships for students throughout the city.Since joining Kuiper Hotels, Huntington has held key positions in finance and businessdevelopment. Currently, she leads Kuipers marketing operations, often traveling to one of the more than 270 hotels in 16 countries. Fosters position has also taken her all over the world.Both executives stressed that finding time for volunteer work was extremely important even though they often work long hours at their jobs. Huntington and Foster will be honored on November 26 at a special reception at Humphrey Hall.What is NOT true about Anita Huntington and Mary Foster?A.They have traveled around the worldB.They help to provide scholarships for studentsC.They often spend long hours at workD.They are accomplished artists答案：D 本题解析：暂无解析25.张、王、李、赵各有一个作业本混放在一起，这4个人每人随便拿了其中一本，那么谁也没 能拿到自己作业本的拿法有（ ）种。A.24种B.16种C.9种D.4种答案：C 本题解析：本题用分步法解答。第一个拿作业本的人拿到不是自己的作业本有3种拿法；被第一个人拿走了作业本的人也有3种拿法；这时剩下的两个人只能从剩下的2本中拿，要每人都拿到不是自己的只有1种拿法。根据乘法原理，四人都拿的不是自己的情况有3X3X1=9（种）。答案为C。26.法国启蒙思想家孟德斯鸠提出的著名主张是( )。A.社会契约B.三权分立C.君权至上D.民族自治答案：B 本题解析：孟德斯鸠最重要的贡献是对资产阶级的国家和法的学说作出了卓越贡献，他在洛克分权思想的基础上明确提出了“三权分立”学说。他在论法的精神中，将国家权力分为三种：立法权、行政权和司法权。故本题答案选8。27. Listening to loud music at rock concerts_caused hearing toss in some teenagers. A.isB.areC.hasD.have答案：C 本题解析：Listening to是动名词短语作主语，故谓语动词用单数，根据caused可知用现在完成时的单数形式。28.瓶子里装有浓度为21%的盐水500克，现在分别加入300克的盐水A和700克的盐水B后，瓶子里的盐水浓度变为19%。现已知所加的盐水A中所含盐分是盐水B的2倍。问盐水A的浓度为多少?（）A.18%B.23%C.30%D.40%答案：D 本题解析：原盐水中所含的盐分为50021%，则盐水A和盐水B所含的总盐分为(500+300+700) 19%-50021%=180g。因为所加盐水A中的盐分是盐水B的2倍，所以盐水A中的盐分有180(2+1)2=1209，盐水A的浓度为120+300=40%。29.One day a man found a cocoon （茧） of a butterfly in the forest. He sat there for severalhours and watched the butterfly. Suddenly a small opening appeared, and the butterfly made its great effort to force its body through that little hole. Then it seemed to stop making any progress. It appeared as if it had gotten as far as it could and it could go no further.So the man decided to help the butterfly. He cut off the remaining bit of the cocoon so that the butterfly could come our easily. But to his surprise, the butterfly got a heavy body and very small wings when it came out of the cocoon. The man continued to watch the butterfly because he expected that the body would grow smaller at any moment and the wings would become larger and be able to fly. But neither happened! In fact, the butterfly spent the rest of its life crawling （爬） around with a heavy body and small wings. It was never able to fly. The man was in his kindness, but he did not understand the nature rules. Before the butterfly came out of the cocoon, fluid （流体） from its body must be forced into its wings, and then it would be ready for flying. It must have a hard struggle （拼搏） to get through the small opening to get its freedom from the cocoon. Sometimes struggles are exactly what we need in our life. If God allowed us to go through our life without any difficulties, it would make us fail. We would not be as strong as we could have been; we could never fly.What is the best title for the story?A.The Love for the CocoonB.The Joy of Helping Each OtherC.The Lesson of the CocoonD.The Expectation for the Butterfly答案：C 本题解析：暂无解析30.下列属于大额交易的是（）A.一笔25万元人民币的现金汇款B.当日累计支取人民币18万元C.个人银行账户之间当日累计45万元人民币的款项划转D.单位银行账户之间一笔150万元人民币的转账答案：A 本题解析：参考解析：根据金融机构大额交易和可疑交易报告管理办法的规定，下列情形属于大额交易：(1)单笔或者当日累计人民币交易20万元以上或者外币交易等值l万美元以上的现金缴存、现金支取、现金结售汇、现钞兑换、现金汇款、现金票据解付及其他形式的现金收支。(2)法人、其他组织和个体工商户银行账户之间单笔或者当日累计人民币200万元以上或者外币等值20万美元以上的款项划转；(3)自然人银行账户之间以及自然人与法人、其他组织和个体工商户银行账户之间单笔或者当日累计人民币50万元以上或者外币等值10万美元以上的款项划转。(4)交易一方为自然人、单笔或者当日累计等值1万美元以上的跨境交易。31.A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：32.根据下列内容，回答201-205题。When we analyze the salt salinity(盐浓度) of ocean waters, we find that it varies only slightlyfrom place to place. Nevertheless, some of these small changes are important. There are three basicprocesses that cause a change in oceanic salinity. One of these is the subtraction of water from theocean by means of evaporation. In this manner, the salinity is increased, since the salt stays be-hind. If this is carried to the extreme, of course, white salt would be left behind; this, by theway, is how much of the table salt we use is actually obtained.The opposite of evaporation is precipitation, such as rain, by which water is added to theocean. Here the ocean is being diluted so that the salinity is decreased. This may occur in areas ofhigh rainfall or in coastal regions where rivers flow into the ocean. Thus salinity may be increasedby the subtraction of water by evaporation, or decreased by the addition of fresh water by precipi-tation.Normally, in hot regions where the sun is very strong, the ocean salinity is somewhat higherthan it is in other parts of the world where there is not as much evaporation. Similarly, in coastalregions where rivers dilute the sea, salinity is somewhat lower than in other oceanic areas.A third process by which salinity may be altered is associated with the formation and melting ofsea ice. When seawater is frozen, the dissolved materials are left behind. In thismanner, seawaterdirectly beneath freshly formed sea ice has a higher salinity than it did before the ice appeared.Of course, when this ice melts, it will tend to decrease the salinity of the surrounding water.In the Weddell Sea, the densest water in the ocean is formed as a result of this freezing pro-cess, which increases the salinity of cold water. This heavy water sinks and is found in the deeperportion of the oceans of the world.This passage mainly tells us about_.A.the analysis of the salinity of ocean watersB.the causes of the variation in oceanic salinityC.the importance of the changes in oceanic salinityD.the different forms of salts in ocean waters答案：B 本题解析：本题考查文章大意，根据