2022青阳农商行社会普招员工递补一名人员拟录用笔试参考题库答案详解

2022青阳农商行社会普招员工递补一名人员拟录用笔试参考题库答案详解（图片大小可自由调整）第1卷一.单项选择题(共50题)1.75人参加一次数学竞赛，其中第一道题做错的有39人，第二题做错的有26人，第一题和 第二题都做对的有16人，那么这两道题都做错的有（ ）。A.26 人B.69 人C.6 人D.9 人答案：C 本题解析：如图所示，总人数减去第一道或第二道题目做对的人数，即为两道题都做错的人数。第一道题做对的人数有75 39 = 36(人），第二道做对的人数有75 26 = 49 (人），两道题中至少有一道做对的人数为36 + 49 16 = 69(人），那么两道题都做错的有75 69 = 6(人）。答案为C。2.把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是（）A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：本題考査位置关系。中，两个白色方块是相对的，中，两个白色方块是相邻的。故正确答案为C。3.2011年第4季度。我国网上银行市场交易金额为20991万亿，环比增长52。2011年，网上银行市场全年交易金额为78094万亿，同比增长421。截至2011年年底，我国个人网上银行用户数达到434亿。2011年个人网上银行本科及以上学历的用户人数为( )。A.0.30亿B.0.50亿C.1.86亿D.2.15亿答案：D 本题解析：本科以上学历的用户数占比为428+61+07=496，所求为434x496一434x05=2X亿人，D正确。4.有少部分官员抱着“有权不同、过期作废”的信条，在将要退休时做一些违章乱纪之事，给自己的人生抹上了不该有的污点。其中一些官员由于事发败露受到了惩罚，而另一些则因在任时所涉问题时过境迁，未被严肃追究。然而近期一系列的反腐行动为这些官员敲响了警钟：退休并非腐败“护身符” ，谁要是触犯了党纪国法，都免不了被惩处。这段文字意在说明（ ）A.党风廉政建设影响深远B.临退休人员中腐败问题严重C.临退休前的违法行为都不能逃过法律追究D.如果违法乱纪，不论到何时，都将会受到法律的惩处答案：D 本题解析：选项 B 和 C 都是文段的表层意义，不能成为正确答案，选项 D 与选项 A 相比表述更为具体，且有一定的延伸，是正确答案。5.凤凰城在历史上是一个庞大的要塞，虽然多次遭到战争的破坏，但还是奇迹般的保存了下来，后来由现在的凤凰城主出资修缮，才使凤凰城得以恢复。凤凰城最出名的便是由红色砂岩砌成的城墙，足有2米厚，加上城墙外又宽又厚的壕沟，可以说是坚不可摧。凤凰城只有北城门有一条供进出城使用的窄窄的木吊桥，以石为墩，对面的两人都要侧身而过，凤凰城外有一圈密林环绕，道路难寻，仿佛让凤凰城与世隔绝。凤凰城内的道路都是由巨大的青石板铺成，十分壮观。城内的建筑积累了几个世纪的艺术精华，在造型设计和建筑工艺上都可谓是登峰造极。根据上文，你可以知道哪些事情？（ ）A.进出凤凰城的唯一通道在凤凰城北门B.凤凰城保存着很多古老的建筑C.凤凰城的建筑大都由红色砂岩砌成D.巨大的青石板路是凤凰城最著名的地方答案：A 本题解析：由“凤凰城只有北城门有一条供进出城使用的窄窄的木吊桥”可知，A 项正确。文段只是说“城内的建筑积累了几个世纪的艺术精华”，由此并不能得出城内保存有很多古老建筑，B 项错误。由红色砂岩砌成的是“凤凰城的城墙”，而非“凤凰城的建筑”，C 项错误。凤凰城最著名的是“由红色砂岩砌成的城墙”而非“巨大的青石板路”，D 项错误。本题答案为A。6.第47题答案是_A.jokeB.responseC.cryD.story答案：B 本题解析：根据上下文语境可知，此处表示“我新朋友的每一个反应几乎都带着怀疑的语气”，故response意为“相应。回应”，符合语意。7.儒家也称为儒学或儒教，儒家倡导“亲亲” “尊尊”的立法原则。下列说法不正确的是（ ）。A.儒家维护“礼治”B.儒家维护“德治”C.儒家维护“法治”D.儒家维护“人治”答案：C 本题解析：“亲亲”“尊尊”是西周立法和司法的根本原则和指导思想，其意思是要亲近立该亲近的人，尊重应该尊重的人，实际是维护等级制。“亲亲”要求“父慈、子孝、兄友、弟恭”，互相爱护团结，“尊尊”不仅要求在家庭内部执行，贵族之间、贵族与平民之间、君臣之间都要讲尊卑关系，讲秩序和等级。诉讼首先考虑是否违反父子之亲，君臣之义。在认为符合宗法制度之后，再来考虑罪行大小、损害轻重，决定刑罚裁量。故选C。8.专门贸易体系是指以（）作为标准统计进出口。A.关境B.国境C.货物进出口D.服务进出口答案：A 本题解析：暂无解析9.表一2010年浙江各市常住人口变动情况2010年2010年比2000年常住人口(万人)其中：来自省外人口(万人)常住人口增加数(万人)常佳人口增长(】来自省外人口增长()全省5442.691182.40765.7116.40220.5杭州市870.04174.27182.1726.48246.7宁波市760.57198：34164.2327.54224.1温州市912.21272.45156.4520.70166.8嘉兴市450.17112.3591.8725.64336.7湖州市289.3545.4026.7910.20213.2绍兴市491.2290.6560.8014.13299.9金华市536.16122.4278.9717.27215.7衢州市212.277.98-0.62-0.29315.4舟山市112.1321.3911.9811.96368.7台州市596.88122.1381.5115.82174.0丽水市211.714.99-4.51-2.09488.0表二2010年浙江各市城镇人口比较城镇人口占总人口比重(J城镇人口(万人)城镇人口占全省比重()2010年比2000年提高(百分点)2010年比2000年增加比2000年增长()2010生比2000年提高(百分点)全省61.613.03355.021119.3650.1100杭州市73.214.6637.27233.9358O19O1O宁波市68.312.6519.52187.1556.315.50.6温州市66.014.5602.20213.0754.817.90.5嘉兴市53.315.3。240.07103.9976.47.21.1湖州市52.914.2153.0451.3750.54.60.0绍兴市58.69.9287.7678.2237.38.6-0.8金华市59.013.6316.18108.8652.59.40.2衢州市44.114.693.6830.7148.82.80.0舟山市63.67.67l_3l15.1927.12.1-0.4台州市55.54O331.5365.9524.89.9-2.0丽水市48.415.3102.4730.9343.23.10.12000年，浙江省各市城镇人口占总人口比重超过全省平均水平的有( )。A.4个B.5个C.6个D.7个答案：C 本题解析：由表二第二、三列可知，2000年浙江省城镇人121占总人口比重为616一l30-486杭州市为732-14650，宁波市为683一l2650，温州市为66O一l4550。嘉兴市为533一15350，台州市为555-4050丽水市为484一l53规定，国家实行统一的会计制度，国家统一的会计制度由国务院财政部门根据会计法制定并公布。27.根据以下内容，回答222-223题。Telephone Billing Statement - City Phone CellularCity Phone CellularDepartment of Billing Services51 Dublin St., Suite 301Springfield, WIInvoice Date: 08-15-2006Payment Due Date: 09-14-2006Customer InformationName: Desire EberhardtAccount Number: 10003483-FFTAccount InformationCurrent Charges: $61.59Outstanding Balance: $35.08Total Amount Owed: $96.67Pay your bill online at and receive a discount of 3% before taxes are added. If you have questions about this or other City Phone Cellular policies, please contact our customer service department at 1-888-349-5959.Billing SummaryAmount OwedCurrent Charges:City Phone Premium Cellular Package$49.95State Taxes$5.65Service Fee $5.99Total Current Charges $61.59Previous Charges:Balance as of Last Month $55.08Payment Received Last Month $20.00Outstanding Balance $35.08Total Amount Owed $96.67How can City Phone Cellular customers receive a discount?A.By applying for an account onlineB.By paying their balance earlyC.By calling the customer service departmentD.By paying over the Interact答案：D 本题解析：第三段第一句通告说，在网上缴费的话，可以获得税前3%的优惠。如果在网上缴纳费用的话，请一定在网上申请一个银行账号，这个是错误的，请不要把A项和正确答案混淆。28.关于细菌和病毒，下列说法正确的是（ ）。A.部分细菌是有益的，但是病毒都是有害的B.细菌能够导致感染，但病毒不会引起感染C.细菌可以独立存活，但病毒只能寄生生活D.疫苗可预防病毒导致的疾病，但对细菌导致的疾病无效答案：C 本题解析：本题属于生物医学题目。A项，病毒的有害性是相对的，在它的宿主内处于活动状态时会有害。对于一种病毒，如果它不能感染一种生物，那么它对这种生物就无害。故错误，排除；B项，细菌和病毒都会引起感染，故错误，排除；C项，细菌有细胞结构，可以独立存活；病毒是一类由核酸和蛋白质等少数几种成分组成的“非细胞生物”，但是它的生存必须依赖于活细胞。故正确，当选；D项，也有可以预防细菌类疾病的疫苗，比如抗肺炎疫苗（肺炎双球菌）。故错误，排除。因此，选择C选项。29.She never forgave him for ( ) he did her neither could he rid himself of the feeling of guilt for baning treated her that way.A.wrongingB.a wrongC.wrongD.the wrong答案：D 本题解析：考查定冠词，因为题目中所说的是她永远无法原谅他所做过的错事。B是指一件错误的事情。而wrong的前面如果有定冠词则指特指是这个男的做的错事。故选项D正确。30.同业拆借业务中，拆入银行拆入资金时应借记的科目是（）。A.存放同业款项B.同业存放款项C.同业拆入D.存放中央银行款项答案：D 本题解析：暂无解析31.关于完全垄断企业的需求曲线和收益曲线的说法，正确的是（）。A.需求曲线和平均收益曲线是完全重合的B.需求曲线和边际收益曲线是完全重合的C.边际收益曲线和平均收益曲线是完全重合的D.边际收益曲线位于平均收益曲线上方答案：A 本题解析：完全垄断企业的需求曲线是一条向右下方倾斜的曲线，它与平均收益曲线重合(AR=PQQ=P)，而由于单位产品价格随着销售量的增加而下降，因此边际收益小于平均收益，所以边际收益曲线位于平均收益曲线的下方，而且比平均收益曲线陡峭。故正确答案为A。32.下列资产中流动性最强的是（）。A.短期证券B.短期贷款C.现金资产D.信用社房产答案：C 本题解析：资产流动性是指银行及时满足其各种资金需要和收回资金的能力。现金是能直接拿来使用满足资金需求的，因此，它的流动性最强。33.Questions 911 refer to the following information.The daily changes of the market can lead investors astray. The ups and downs make the tendency to look at the portfolios performance frequently too tempting. This means investors are likely to perceive more risk, forgetting about their long term goals.When investors log into their trading accounts they can see the potential gain or loss of all of their assets. They can also see the day change on assets which are coded gain and loss. However, its believed that those who look less get more.For instance, if you look at FTSE index from today to tomorrow there is a roughly 50% chance that it has gone up or down. If you look at it over a year you may find that 60%-65% of the time it is going up. And if you look over a five-year period you will find that 90% of the time it goes up.What is the example trying to illustrate?A.Most investors log into their trading accounts every dayB.The potential gain and loss of assets can be predictedC.The investors who seldom check daily changes may get more returnsD.The potential growth rate of the portfolio is likely to be fixed答案：C 本题解析：根据题干关键词example，定位到第三段，通规第三段的例子，我们可以发现，查看账户的间隔时间越长，得到的利益通常越大，再结合第二段的最后一句“However，its believed thatthose who look less get more.”（然而，人们认为查看账户次数越少的人得到的回报越大）可知项正确。34.Libraries are an investment for the future and should not be allowed to fall into_.A.dissolutionB.decayC.declineD.depression答案：B 本题解析：题干大意说，图书馆是将来的一种投资，不允许（图书馆）掉入_。常识储备：当今社会我们并没有注意图书馆的价值，现在的图书馆是冷冷清清，一副衰退，衰亡的景象。其实体现一个国家，民族的真正素质就是看图书馆是否冷冷清清。与之匹配的选项是B，decay“衰退”。dissolution”溶解，分解”；decline“下降”；Depression“沮丧”。35.价格需求弹性：指需求对价格变动的反应程度或敏感程度，其大小以系数Ep=需求变动()价格变动()的绝对值来表示。根据上述定义，下面哪一种说法是正确的?（）A.当需求价格弹性系数Ep1时。表示价格的变化会引起需求量较大幅度的变化B.当Ep=1时，表明价格变动对需求量变动的影响很小.因而可以尽可能提价销售C.Ep的大小实际上反应了需求对成本变动的敏感程度D.根据供求规律。不可能存在Ep答案：A 本题解析：首先分析价格需求弹性的定义：根据可知，Ep越大，需求对价格变动越敏感，所以Ep1时价格变动会引起需求量较大幅度的变化，A项正确。根据可知，Ep=1时，需求变动与价格变动的幅度相同，B项“影响很小因而可以尽可能提价销售”错误；C项犯了“偷换概念”的错误，定义中是“价格变动”而非“成本变动”：根据可知，当价格变动幅度大于相应的需求变动幅度时，Ep36.只有成为会员，才能有享受折扣优惠的权利，甲已经成为会员，那么（ ）。A.甲不一定有享受折扣优惠的权利B.甲有享受折扣优惠的权利C.甲有享受一定折扣优惠的权利D.甲享有被赠予折扣优惠的权利答案：A 本题解析：题干是必要条件假言命题，肯定前件不能肯定后件，故甲不一定享有折扣优惠的权利。A 项正确，其他错误。故答案选A。37.Few laws are so effective that you can see results just days after they take effect. But in the nine days since the federal cigarette tax more than doubled-to $1.01 per pack-smokers have jammed telephone quit lines across the country seeking to kick the habit.This is not a surprise to public health advocates. Theyve studied the effect of state tax increases for years, finding that smokers, especially teens, are price sensitive. Nor is it a shock to the industry, which fiercely fights every tax increase.The only wonder is that so many states insist on closing their ears to the message. Tobacco taxes improve public health, they raise money and most particularly, they deter people from taking up the habit as teens, which is when nearly all smokers are addicted. Yet the rate of taxation varies widely.In Manhattan, for instance, which has the highest tax in the nation, a pack of Marlboro Light Kings cost $10.06 at one drug store Wednesday. Charleston, S.C, where the 7-cent-a-pack tax is the lowest in the nation. The price was $4.78.The influence is obvious.In New York, high school smoking hit a new low in the latest surveys-13.8%, far below the national average. By comparison,26% of high school students smoke in Kentucky, Other low-tax states have similarly depressing teen-smoking records.Hal Rogers, Representative from Kentucky, like those who are against high tobacco taxes, argues that the burden of the tax falls on low-income Americans who choose to smoke.Thats true. But there is more reason in keeping future generations of low-income workers from getting hooked in the first place, as for todays adults, if the new tax drives them to quit, they will have more to spend on their families, cut their risk of cancer and heart disease and feel better.What can we learn from the last paragraph?A.The new tax will be beneficial in the long runB.Low-income Americans are more likely to fall illC.Future generations will be hooked on smokingD.Adults will depend more on their families答案：A 本题解析：推理判断题。从文章最后一段可以看出，这种新的税收从长远来看是有好处的。 38.实行柜员制且未办理联行业务的网点，其会计主管与前、后台柜员合计不得少于( )人。A.5B.6C.7D.8答案：A 本题解析：暂无解析39.DRAM存储器的中文含义是()。A.静态随机存储器B.静态只读存储器C.动态随机存储器D.动态只读存储器答案：C 本题解析：RAM是随机存储器。随机存储器分为静态随机存储器和动态随机存储器。DRAM为动态随机存储器。半导体动态存储器DRAM的存储容量大，价革比静态存储器便宜。目前市场上多为动态随机存储器DRAM。40.YU HUI, a boisterous four- year-old hiving in Shanghai s what marketing people call a digitalnative. Over a year ago, she started communicating with her parents using WeChat, a Chinese mobile-messaging service. She is too young to carry around a mobile phone. Instead she uses a Mon Mon, an internet-connected device that inks through the cloud to the WeChat app. The cuddly critter s rotund belly disguiscs a microphone, which YU Hui uscs to send rambling updatesand songs to her parents ,it lights up when she gets an incoming message back.Like most professionals on the mainland her mother uses what rather than e-mail to conduct much of her business. The app offers everything from free video calls and instant group chats to news updates and easy sharing of large multimedia files. It has a business-oriented chat service akin to Americas stack Yu Huis mother also uscs her smart phonc camera to scan the WeChat QR(quick response )codes of people she meets far more ofien these days than she exchanges businesscards. YU Huis father uses the app to shop online, to pay for goods at physical stores, settle utility bills and split dinner tabs with friends, just with a few taps. He can easily book and pay for axis,dumpling deliveries theatre tickets, hospital appointments and foreign holidays,all without ever leaving the Wechat universe.As one American venture capitalist puts it, Wechat is there at every point of your daily contact with the world, from morning until night.It is this status as a hub for all internet activity, and as a platform through which users find their way to other services, that inspires Silicon alley firms including Facebook to monitor wechat closely. They are right to cast an envious eye. People who divide their time between China and the West complain that leaving Wechat behind is akin to stepping back in time.It can be inferred from paragraph 3 that which one is NOT the reason why Faccbook monitors Wechat closely?A.Wechat gives users acess to other servicesB.Wechat is a successC.Wechat is better than FacebookD.Wechat is a very important tool for communication in China答案：D 本题解析：无参考答案41.由于存款业务量巨大，故存款合同一般采用（）。A.客户制订的格式合同B.客户与存款机构协商制订的格式合同C.存款机构制订的格式合同D.口头形式答案：C 本题解析：存款合同是指经营存款业务的金融机构(存款机构)与存款客户之间达成的权利义务关系的协议。存款合同一般采用存款机构制订的格式合同。其内容包括存款客户名称、地址、币种、金额、利率、存期、计息方式、密码等。42.The relative pronoun which in the last paragraph (Line 6) refers to （）.A.expertsB.periodsC.theoriesD.issues答案：D 本题解析：暂无解析43.法国语言学家梅耶说：“有什么样的文化，就有什么样的语言。”所以，语言的工具性本身就有文化性。如果只重视听、说、读、写的训练或语音、词汇和语法规则的传授，以为这样就能理解英语和用英语进行交际，往往会因为不了解语言的文化背景，而频频出现语词歧义、语用失误等令人尴尬的现象。这段文字主要说明（ ）A.语言兼具工具性和文化性B.语言教学中文化教学的特点C.语言教学中文化教学应受到重视D.交际中出现各种语用错误的原因答案：C 本题解析：从“如果只重视听、说、读、写的训练或语音、词汇和语法规则的传授而频频出现语词歧义、语用失误等令人尴尬的现象”，可以很清楚的看到语言教学中应该重视语言文化的教育；B项语言教学中文化教学的特点题干中没有提及，A项和D项说法正确，但并非题干的观点。44.世界上有两种人，他们的健康、财富以及生活上的各种享受大致相同。结果，一种人是幸 福的，另一种却得不到幸福。他们对物、对人和对事的观点不同，那些观点对于他们心灵 上的影响因此也不同，苦乐的分野主要也就在#。 文中加点的“此”指的是（ ）。 A.他们对物、对人和对事的观点不同B.他们的健康、财富对他们的影响C.他们生活上的享受不同对他们的影响也不同D.他们对物、对人和对事的观点不同，那些观点对于他们心灵上的影响也不同答案：D 本题解析：A项表述不全，B、C两项明显错误，只有D项准确表达了“此”的含义。45.Questions 5255 refer to the following information,NOTICE TO ALDER PARK RESIDENTS:New City Recycling ProgramOn August 1, a new law will take effect in Alder Park that will require residents to recycle products made of paper, glass, and aluminum. Those recyclables should be placed in green pl