中国工商银行软件开发中心2023年度社会招聘(第二次)[725]上岸历年高频考点试题库答案详解

中国工商银行软件开发中心2023年度社会招聘(第二次)7/25上岸历年高频考点试题库答案详解（图片大小可自由调整）第一套一.单项选择题(共50题)1.“笔墨当随时代”，绘画艺术要有时代精神，就要有创新。然而不继承优秀的传统遗产，创新很难有稳固的根基。这表明绘画艺术的发展要( )。A.正本清源，独树一帜B.海纳百川，有容乃大C.薪火相传，推陈出新D.各美其美，和而不同答案：C 本题解析：暂无解析2.为实行对货币流通的分别管理、重点控制，货币当局将全部货币分解开来，划分成不同层次。划分货币层次的基本标准是（ ）。A.统计工作的可能性B.货币资金的安全性C.货币的流动性D.金融资产的可控性答案：C 本题解析：暂无解析3.2019年，我国加力提效实施积极的财政政策，适度扩大财政支出规模。假设年底政府准备控制债务规模，适度弥补财政赤字，则采取以下哪种方式最易引起通货膨胀?()A.向中央银行借款B.发行政府债券C.增税D.动用财政结余答案：A 本题解析：暂无解析4. According to the passage, which of the following is NOT true?_ 查 A.Social change tends to meet with more difficulty in basic and emotional aspects of societyB.Disagreement with and argument about conditions tend to slow down social changeC.Social change is more likely to occur in the material aspect of societyD.Social change is less likely to occur in what people learned when they were young答案：B 本题解析：根据第二段“social changes is also likely to occur more frequently and mole readily in thematerial aspectsin what has been learned later in life rather than what was learned earlyin the less basic andless emotional aspects of society than in their opposites”可知A、C、D项都正确，而由第一段最后一句可知，不同的观点以及对现状不满可以加速社会变革因此B项错误。5.屡被曝光的学术抄袭事件，让公众对这一问题的严重性和危害性有了清醒的认识。但人们不明白的是，为什么如此多的抄袭事件被曝光后，类似的事件仍然接二连三，甚至愈演愈烈，以至于让一些所谓的“史上最牛抄袭案”很快变成历史，从而让人们感叹“没有最牛，只有更牛”；而涉案的层次也越来越高，教授、博导、校长开始频频卷入，社会舆论因此也不免有了“一蟹不如一蟹”的观感。作者接下来最有可能做的是（ ）。A.列举被曝光的学术抄袭事件B.介绍社会舆论关于学术抄袭事件的看法C.阐述学术抄袭层出不穷的原因D.提出遏制学术抄袭现象的具体措施答案：C 本题解析：作者首先指出公众对学术抄袭问题的严重性和危害性有了清醒认识，接着提出疑问，为什么学术抄袭现象仍然屡禁不止，屡出不穷，甚至有愈演愈烈的趋势？循着这个思路，作者接下来最有可能做的就是阐述学术抄袭现象接连出现的原因。故本题答案为C。6.2015年3月26日，欧洲第一支以人民币计价交易的货币交易市场基金正式在( )证券交易所挂牌交易，这是自去年6月份中国建设银行获批担任英国首家人民币清算银行后欧洲离岸人民币业务的又一重大突破。A.英国伦敦B.美国纽约C.德国法兰克福D.法国巴黎答案：A 本题解析：暂无解析7.金融机构通过第三方识别客户身份，而第三方未采取符合中华人民共和国反洗钱法要求的客户身份识别措施的，由（）承担未履行客户身份识别义务的责任。A.第三方B.客户C.该金融机构D.该金融机构和第三方按比例答案：C 本题解析：中华人民共和国反洗钱法第十七条规定：“金融机构通过第三方识别客户身份的，应当确保第三方已经采取符合本法要求的客户身份识别措施：第三方未采取符合本法要求的客户身份识别措施的，由该金融机构承担未履行客户身份识别义务的责任。”8.从市场理论的角度而言，企业市场营销的最终目的是（ ）A.满足消费者的需求和欲望B.求得生存和发展C.推销商品D.获取利润答案：A 本题解析：暂无解析9.根据中华人民共和国物权法的规定，以下不能用于设定浮动抵押的财产是（）。A.产品B.半成品C.原材料D.房屋答案：D 本题解析：中华人民共和国物权法第一百八十一条规定，经当事人书面协议，企业、个体工商户、农业生产经营者可以将现有的以及将有的生产设备、原材料、半成品、产品抵押，债务人不履行到期债务或者发生当事人约定的实现抵押权的情形，债权人有权就实现抵押权时的动产优先受偿。我国法律规定的浮动抵押客体只能是动产。故本题答案选D。10.Modern scientists divide the process of dying into two stages-clinical or temporary death and biological death. Clinical death occurs when the vital organs, such as the heart or lungs, have ceased to function, but have not suffered permanent damage. The organism can still be revived. Biological death occurs when changes in the organism lead to the disintegration of vital cells and tissues. Death is then irreversible and final.Scientists have been seeking a way to prolong the period of clinical death so that the organism can be revived before biological death occurs. The best method developed so far involves cooling of the organism, combined with narcotic sleep. By slowing down the bodys metabolism, cooling delays the processes leading to biological death.To illustrate how this works, scientists performed an experiment on a six-year-old female monkey called Keta. The scientists put Keta to sleep with a narcotic. Then they surrounded her body with ice-bags and began checking her body temperature. When it had dropped to 28 degrees the scientists began draining blood from its body. The monkeys blood pressure decreased and an hour later both the heart and breathing stopped; clinical death set in. For twenty minutes Keta remained in this state. Her temperature dropped to 22 degrees. At this point the scientists pumped blood into its body in the direction of the heart and started artificial breathing. After two minutes the monkeys heart became active once more. After fifteen minutes, spontaneous breathing began, and after four hours Keta opened her eyes and lifted her head. After six hours, when the scientists tried to give her a penicillin injection, Keta seized the syringe and ran with it around the room. Her behavior differed little from that of a healthy animal.This passage focuses on _A.the difference between biological and clinical deathB.the process of dyingC.prolonging the period of clinical deathD.the nature of clinical death答案：C 本题解析：此题考查全文主旨。本文第一段介绍了死亡的两个过程临床死亡和生物死亡，以及各自的特征。第二段讲述科学家在寻找方法尽量在生物死亡到来之前延长临床死亡，结果发现最好的办法就是冷冻法以及冷冻法延长临床死亡的机理。第三段详细介绍一个实验冷冻法如何延长临床死亡以使机体恢复生机。由此可知全文的焦点是如何延长临床死亡，答案为C。11.根据上述材料，下列论述错误的是（ ） 。A.部分地势低平、降水丰富的东北地区河网密度与西部干燥地区很近，可能是相同原因所致B.我国的水资源占有量比较丰富C.地形对河网密度的大小有一定程度的影响D.阿尔泰山、天山、帕米尔高原一带的河网密度高于很多地区，主要原因可能是降水比较丰富答案：A 本题解析：西部干燥地区河网密度低是因为降水较少，两者河网密度低的原因是不同的。12.To keep health, we have to keep () hours.A.reliableB.regularC.reluctantD.religious答案：B 本题解析：为了保持健康，我们必须生活有规律。13.A startup company in California is using machine learning and arificial itelligence to advise fire departments about how to plan for earthquakes and respond to them. The company hopes its algorithms can take a lot of the guesswork out of the planning process for disaster response by making accurate predictions about earthquake damage. Is one of a handful of companies rolling out atificial itelligence and machine learning systems that could help predict and respond to foods, cyber-attacks and other large- scale disasters.Nicole Hu, the companys chief technology oflicer, says the key is to feed the computers three mam categories of data. The first is data about homes and other buildings, such as what materials theyre made of, when they were built and how likely they are to collapse when the ground starts shaking. The next category is data about the natural environments. For example. What is the soil like What is the elevation like? What is the general humidity like? explains Hu. The third thing we look at is live instant data. she says, such as the magnitude of the quake, the trafic in the area of the quake and the weather at the time of the quake. The computer uses the information to make predictions about what would happen if an earthquake occurred in a particular area. It then uses data from past earthquakes to see whether its predictions are any good, and revises its predictive models accordingly. In other words, it learns as it gocs, which is basically how machine learning works.Stanford University earthquake engineer Gregory Deierlein consulted for the company. He says one of the most remarkable things about the companys software is its ability to incorporate data from an earthquake as its happening. and to adjust its predictions in real time. Those sort of things used to be research projects. says Deierlein After an event, we would collee data and a few years later we d produce new models. Now the new models appear in a matter of minutes. He note the companys exact methods are opaque. Like many startup companies theyre not fully transparent in everything theyre doing. He says.“I mean, thats their proprietary knowledge that theyre proprietary knowledge that theyre bringing to it.Nonetheless, some first responders are already convinced the software will be useful. Fire chief Dan Ghiorso leads the Woodside Fire Protection District near San Francisco, which covers 32 square miles. The San Andreas fault is only a couple hundred feet behind the firehouse. Ghiorso says in the past, when an earthquake hit, he d have to make educated guesses about what parts of his district might have suffered the most damage, and then drive to each place to make a visual inspection. He hopes the company s software will change that, although he has yet to put it to the test during an actual quake. Instead of driving thity two square miles, in fifteen minutes on a computer Ican get a good idea of the concerns. he says,“instead of me, taking my educated guess, they re putting science behind it, so I m very confident. Unfortunately, its going to take a natural disaster to see if his confidence is justified.What is the author s attitude towards the software?A.PessimisticB.PositiveC.AmbiguousD.Critical答案：A 本题解析：态度题，题目考查作者的态度，根据尾段unfortunately,以及后面的内容可以判断，作者是持有消极的态度的。14.（）A.选项AB.选项BC.选项CD.选项D答案：C 本题解析：题干图形的直线数依次为每行或每列的直线数之和都是10，选择直线数为3的图形，C符合。15.美国最近一次的民意测验结果表明公众以80%对17%反对放松现在的空气污染的法规。 而且，没有一个主要公众阶层想放宽环境法。这次投票的结果显示出立法者将通过投票 支持更新空气洁净法，可以在不疏远任何有影响力的特殊利益集团的同时对公众意愿做 出回应。下面哪条信息对评价上面陈述的逻辑性最有用？（ ）A.被定义为主要阶层的群体和被定义为有特殊利益集团的群体B.现行的联邦环境法的有效期限和州规定的空气污染法的期限C.更新空气洁净法对反对和支持放宽环境法规的人可能带来的经济影响D.作者希望通过引用民意测验的结果来施加影响的人是哪些人答案：A 本题解析：文段三句话的主要意思可以归纳为：公众反对放松法规；主要阶层不想放宽法规；立法者可以既回应公众要求又不疏远特殊利益集团。这其中包含四个概念，即公众、 主要阶层、立法者和特殊利益集团。要想使题干具有逻辑性，就要在这四个概念之间建立联系。如果“特殊利益集团”与“主要阶层”相吻合，那么题干的逻辑关系是合理的；如果“特殊利 益集团与“主要阶层”完全不同，那么由前两句就不能得出最后一句中的结论。因此定义主要阶层群体与特殊利益集团群体是评价题干逻辑关系所必需的，A项正确。B、C、D项与论证题干的逻辑性无关。16.在延安时期，开展整风运动；三五九旅奉命开进南泥湾；召开延安文艺工作者座谈会。上述历史事件出现的先后顺序是( )。A.B.C.D.答案：D 本题解析：延安整风运动于1941年5月开始。八路军一二。师三五九旅奉命于l941年春开进南泥湾。中共中央宣传部1942年5月2日在延安杨家岭召开文艺座谈会。故本题答案选D。17.下列关于社会必要劳动时间说法正确的是( )。A.在社会平均的劳动强度下B.在社会年均的劳动熟练程度下C.其它选项均正确D.在社会正常的生产条件下答案：C 本题解析：社会必要劳动时间是指，在现有的社会正常的生产条件下，在社会平均的劳动熟练程度和劳动强度下制造使用价值所需的劳动时间，故C项正确，ABD项均属于其中的一个条件。所以答案选C.18.If the population of the earth goes on increasing at its present rate, there will eventually not be enough resources left to sustain life on the planet.By the middle of the 21st century,if present trends continue, we will have used up all the oil that drives our cars,for example.Even if scientists develop new ways of feeding the human race,the crowded conditions on earth will make it necessary for lus to look for open space somewhere else. But none of the other planets in our solar system are capable of supporting life at present. One possible solution to the problem, however,has recently been suggested by American scientist, Professor Carl Sagan.Sagan believes that before the earths resources are compleetely exhausted it will be possible to change the atmophere of Venus and so create a new world almost as large as earth itself. The difficult is that Venus is much hotter than the earth and there is only a tiny amount of water there.Sagan proposes that algae organisms that can live in extremely hot or cold atmospheres and at the same time produce oxygen,should be bred in condition similar to those on Venus.As soon as this has been done, the algae will be placed in small rockets. Spaceship will then fly to Venus and fire the rockets into the atmosphere .In a fairly short time, the alge will break down the carbon dioxide into oxygen and carbon.When the algae have done theri work, the atmosphere will become cooler,but befor man can set foot on Venus it will be neccessary for the oxygen to produce rain. The surface of the planet will still be too hot for man to land on it but the rain will eventually fall and in a few years something like earth will be reproduced on Venus.On Venus there is a lot of _.A.waterB.carbon dioxideC.carbon monoxideD.oxygen答案：B 本题解析：暂无解析19.There are three kinds of goals: short-term,medium-range and long-term goals. Short-range goals are those that usually deal with current activities,which we can apply on a daily basis.Such goals can be achieved in a week or less,or two weeks,or possible months.It should be remembered that just as a building is no stronger than its foundation ,out long-term goals cannot amount to very munch without the achievement of solid short-term goals.Upon completing our short-term goals,we should date the occasion and then add new short-term goals that will build on those that have been completeD. The intermediate goals bukld on the foundation of the short-range goals.They might deal with just one term of school or the entire school year,or they could even extend for several years.Any time you move a step at a time,you should never allow yourself to become discouraged or overwhelmeD. As you complete each step,you will enforce the belief in your ability to grow adn succeeD.And as your list of completion dates grow,your motivation and desire will increase. Long-range goals may be related to our dreams of the future. They might cover five years or more. Life is not a static thing.We should never allow a long-term goal to limit us or our course of action. New short-term goals are bulid upon_.A.two yearsB.long-term goalsC.current activitiesD.the goals that have been completed答案：D 本题解析：暂无解析20. According to the letter, why is bus travel better than air travel? A.Airline schedules are not reliableB.Bus travel is less dangerousC.Airplane seats are not comfortableD.Buses run more frequently答案：A 本题解析：第二段第三句指出，坐飞机旅行的不便包括办理登机手续和航班延误。21.( )moving to a northern climate, be sure to properly winterize your automobileA.givesB.givenC.givingD.is giving答案：A 本题解析： jin 22.下列分析不正确的有（ ）。（1）普通高等教育本专科招生数占图中三类教育招生息数的比重逐年增加（2）图中三类教育招生总数增加幅度逐年减小（3）2005-2009 年普通高等教育本专科与中等职业教育招生数的比值逐年增加A.3 个B.4 个C.l 个D.2 个答案：D 本题解析：（1），2004-2009 年普通高等教育本专科招生数占三类教育招生总数的比重依该比重在六年里是逐渐增加的，所以（1）正确；（2），观察条形图，由（1）可知2007 年三类教育招生总数为566+810+840=2 216 万人，2008 年为608+812+837=2 257 万人，2009 年为640+874+830=2 344 万人，可见2008 年的增加幅度为（2 257-2216）2 216=412 216692 300=3%，（2）错误；（3），观察条形图，由2006 年与2007 年的数据可知，高等教育本专科的招生数2007 年比2006年增加了566-546=20 万人，中等职业教育招生数2007 年比2006 年增加了810-748=62 万人，所以2007 年高等教育本专科与中等职业教育招生数的比值比2006 年的比值要小，故（3）错误。综上所述，（2）、（3）错误，应选择D。23.discovered that my baggage had been lost. I didnt have any choice but to wait at the airport for fivehours while your employees tried to trace the whereabouts of my baggage. I left the airport without mybelongings as I had an important meeting to attend.It has been one week, and I have not been contacted regarding my baggage. For this reason, I stronglyfeel that I should be compensated for the items that were lost. I hope to hear from your office ( )the week.Sincerely yours,NATHAN HALLA.withinB.fromC.sinceD.near答案：A 本题解析：暂无解析24.在市场经济条件下，市场配置资源的核心机制是（ ）。A.利益机制B.供求机制C.价格机制D.竞争机制答案：C 本题解析：暂无解析25.在咖啡店干了一辈子，自己也有了第一笔继续。你打算做一些理财，正好店里的同事给你推荐了一款理财产品，并将相关的信息告诉了你：你估算了一下，如果投资10 万元，到期后预期的收益大约是多少元?(请在横线处填写正确数字)A.4043B.1060C.1720D.1207答案：B 本题解析：B。1060。26.根据以下数字的规律，空缺处应填入的是（） 。117，80，53，34，（） ，12A.21B.22C.23D.27答案：A 本题解析：三级等差数列变式。27.为了实现网络资源的共享，避免低水平的重复建设，形成适应性广、容易维护、费用低的高速带宽的多媒体基础平台，国家决定进行“三网合一”工程，下列不属于“三网合一”的“网络”是（ ）。A.电信网B.有线电视网C.计算机网D.广播网答案：D 本题解析：“三网合一”又叫“三网融合”，意指电信网络、有线电视网络和计算机网络的相互渗透、互相兼容并逐步整合成为全世界统一的信息通信网络，其中互联网是其核心部分。广播网不在“三网”的范围中。故本题答案选D。28.根据下面材料回答7-11题。2011年我国全年货物进出口总额36421亿美元，比上年增长225。其中，出口18986亿美元，增加203%；进口l7435亿美元，增长249%。进出口差额(出口值与进口值差额的绝对值)1551亿美元,比上年减少265亿美元。A.见图AB.见图BC.见图CD.见图D答案：D 本题解析：由材料可知，2011年我国全年货物进出口差额为1551亿美元，比上年减少265亿美元因此2010年为l 551+265=1816亿美元。29. 这世界充满生命活力，姹紫嫣红，千姿百态，万类霜天竞自由。 也正因为有了思想的高贵纯粹，纷繁的世界才不至于俗不可耐。没有人会喜欢只有灰色的世界。正因为有了生活的五彩缤纷，理论的灰色才不显得死寂。灰色只有在和其他色彩搭配时，才能显示它的普适性，显示它的高贵和纯粹。多彩保证了活力，而灰色提升着品位，这也就是和谐。因此，灰色必须链接多彩的世界。将以上7个句子重新排列，语序正确的是（）。A.B.C.D.答案：B 本题解析：由句的“因此”可知，其前句应阐述“灰色必须链接多彩的世界”的原因与此义相符的为句，故应紧接，排除A、D。B、C的区别在于句的顺序。句由灰色与彩色的关系引出“和谐”这一深层次的概念，是对文意的升华，故放末句更贴切，排除C。本题答案为B。30.My daughter was leafing through some old photo albums the other day when she laughed and pulled out an old picture to show me. There I was a skinny 12 year old with thick, bushy, brown hair. l looked down at the picture and smiled. Only one thought was on my mind: If only I knew then what I know now. If I knew then what I know now: I would have danced more, laughed more, and sang more no matter who was watching. I would have not cared a bit what other people thought of me.I would have cared a whole lot more, however, about what God thought of me. I would have been fearless in showing my love, sharing my joy, and living my life.Of all the four ideas, which won t the author agree with?A.One should not care what other people think of him/herB.One should show his/her love bravelyC.One should only care what God thinks of him/herD.One should do anything regardless of who is watching答案：C 本题解析：细节题。根据文章二段第二句“1 would have cared a whole lot more，however，about what God thought of me. ”可以知道作者的观点是会更多的去在乎上天的安排，而不是C 选择中的“only”只在乎上天的安排。所以选择C。31.ATTENTION: ALL EMPLOYEESAs you may have heard, we are getting ready to implement a new computer system at the office. This mayworry some of you, but the system is actually designed to make our lives easier. It will eliminate a lot of the repetitive paperwork that many of you dislike doing, and will give us a central system where all of our information can be stored.In order to make sure everyone is comfortable with the new system, we will be holding several orientationsessions throughout next week. Please choose one that fits your schedule and sign up. You will learn thebasics, get a guidebook for the system, and have an opportunity to get comfortable with the system bycompleting practice tasks with the help of the instructor.The following sessions are available:Tuesday, November 7th at 10:00 AM.Wednesday, November 8th at 11:00 AM. and 3:00 P.M.Friday November 10th at 9:30 AM.Please visit the bulletin board in the lunchroom and sign up for one. There will be snacks and refreshments for participants served after each session.What is the purpose of the training sessions?A.To teach staff how to do repetitive work more quicklyB.To ensure the staff feels comfortable with the systemC.To introduce the basics of computer usageD.To get together for snacks and refreshments答案：B 本题解析：暂无解析32.风俗：习惯（ ）A.男生 :女生B.衣服: 衣架C.江苏 :泰州D.跳跃: 动作答案：D 本题解析：“风俗”是“习惯”的一种，故题干是种属关系，D项与之相符。A项是并列关系，B项无种属关系，C项是属种关系，与题干正好相反。33.L& Manufacturing would like to build new offices _the part of the country.A.inB.UpC.againstD.during答案：A 本题解析：L&Q 制造商想在这个国家的某个地方建造一些新办公楼。介词in 表示在某个地点。34.鸡尾酒会效应：在鸡尾酒会上。很多人在同时进行着各种交谈，但一个人同一个时刻只能注意和参与其中的一个交谈，这是注意分配的问题。由于心理资源有限，同一时刻只能将信息加以过滤和筛选，以此刻最重要或最有兴趣的信息为注意对象。作为一个选择过滤器。注意就像收音机上的旋钮一方面挡住大多数不需要的信息，一方面延留所需要的信息。使之进入意识。根据上述定义，下列不属于鸡尾酒会效应的是（）。A.讲座上听众们都认真听讲，全然不顾外面电闪雷鸣B.生日聚会上他从一个话题转移到另一个话题.侃侃而谈C.很少有人注意到83版的射雕英雄传中有跑龙套的周星驰D.婚礼上来宾们把目光都投向了新郎新娘答案：B 本题解析：首先分析鸡尾酒会效应的定义：在鸡尾酒会上。很多人在同时进行着各种交谈。但一个人同一个时刻只能注意和参与其中的一个交谈，这是注意分配的问题。由于心理资源有限，对选项进行分析，A、C、D三项都符合定义；B项没有体现对信息的过滤和筛选，不符合、。故答案选B。35.英国科学家指出在南极上空大气层中的散逸层顶在过去40年中下降了大约8公里。在欧洲上空，也得出了类似的观察结论。科学家认为，由于温室效应